Preventing Age 50+ Homelessness 🏡

[Anonymous]

💥This discussion was created on Saturday - April 17, 2021💥

Prevention is cheaper, versus rescuing us after we have become homeless!

• What measures you as one person can do to perhaps prevent your homelessness or another age 50+ person's homelessness?

• Let us discuss this onging crisis 🙂

💡MY PLAN TO HELP

I am encouraging the folks with extra $$$$ to spare to invest in building Tiny Cottages to rent to us in my location.

💡WHY I CARE

It took me being homeless July 2017 to August 2018 to care. Up to that season in my life, life was stable. It took being laid off 3 times in my 50's for reality to kick in. Lol, have no desire to be homeless agsin with me now living on Social Security alone. Yes, had to use my 401k in 2008 to pay off my brand new car. That was my 1st layoff after 9 awesome years with Harris Corporation, Melbourne, Florida. That started my unpredictible life journey, working wherever I could with no 401k.

💥WE WANT TO HEAR FROM YOU💥

Do you have a homeless story to share? We would luv to hear it!!!

[SpringIsHereSoHappy]

9 comments (3/10/24) @Tempest332 , yes, alot of people are living on ONLY Government Handouts (immigrants, illegals, refugees) in my area and Habitat for Humanity just built a house for a couple from Peru. BUT the ROANOKE RESCUE MISSION is "full" with Americans who got "laid off" when companies like General Electric CLOSED their doors after being here FOREVER. As far as AARP letting age 18+ join, okay - BUT I see their SITE being CHANGED and to heck to age 50+. Anyway, that is life...  😎

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[*** @Tempest332 wrote:

I'm just saying, as they are letting 18+ join AARP, I know so many

y that have absolutely no savings or plans for retirement, & are in massive debt.  Yes, more than one basket, though something is better than nothing.  Stick with reputable funds. 

SSI, & Medicare aren't going anywhere soon no matter how reckless the government spends, but really can one live comfortably on just these government handouts? ***]

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[GailL1]

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@SpringIsHereSoHappy wrote:

(3/10/24) @Tempest332 , yes, alot of people are living on ONLY Government Handouts (immigrants, illegals, refugees) in my area and Habitat for Humanity just built a house for a couple from Peru. BUT the ROANOKE RESCUE MISSION is "full" with Americans who got "laid off" when companies like General Electric CLOSED their doors after being here FOREVER. . . . . . . .  😎

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I I don’t think you understand the HomeBUYING program that the charitable organization of Habitat for Humanity does - They don’t really build homes for the homeless unless that homeless person can pay the no-interest mortgage that comes with the home.  

They have qualifications and eligibility requirements for the HomeBUYING program.  These are the stipulations for my area.

Habitat for Humanity - HomeBuyer Program

Legal Permanent Residents of the U.S. are also qualified for the program just like citizens - So unless you reviewed the papers of the Peruvians  then I doubt if you know their legal status and your comment appears to be rather uncalled for -

[SpringIsHereSoHappy]

(3/11/24) @GailL1 , I worked for them through the SCSEP Program and know all about them. Next, my comment is mine Next, way too many Americans NEED a home, who were BORN here. Anyway, thanks for your comments and I gave you a kudo.  😎

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[*** GAIL @GailL1 wrote:

I I don’t think you understand the HomeBUYING program that the charitable organization of Habitat for Humanity does - They don’t really build homes for the homeless unless that homeless person can pay the no-interest mortgage that comes with the home.  

They have qualifications and eligibility requirements for the HomeBUYING program.  These are the stipulations for my area.

Habitat for Humanity - HomeBuyer Program

Legal Permanent Residents of the U.S. are also qualified for the program just like citizens - So unless you reviewed the papers of the Peruvians  then I doubt if you know their legal status and your comment appears to be rather uncalled for - ***]

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[Tempest332]

Guess I should leave "Habitat for Humanity" off my beneficiaries' then. 🤔

[SpringIsHereSoHappy]

(3/11/24) Some people are OKAY with them, I am NOT!!!  😎

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[*** @Tempest332 wrote:

Guess I should leave "Habitat for Humanity" off my beneficiaries' then. 🤔 ***]

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[Tempest332]

I thought they were the last of the "honest" charities. There is a Habitat store here. I would had donated more to them, when cleaning the estate, but they were only open for a few hours a day 3 days a week. 

Meanwhile here's a couple of 50+ innovative women that were avoiding homelessness:

Weekday at Bernie's 

But they eventually got caught. 

[SpringIsHereSoHappy]

(3/11/24) @Tempest332 , they are HONEST!!! I just DO NOT believe in "foreigners" getting stuff from them BEFORE Americans. Too many of us, especially age 50+ who NEED HOUSING.  😎

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[*** @Tempest332 wrote:

I thought they were the last of the "honest" charities. There is a Habitat store here. I would had donated more to them, when cleaning the estate, but they were only open for a few hours a day 3 days a week. ***]

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[GailL1]

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@SpringIsHereSoHappy wrote:

(3/11/24) @Tempest332 , they are HONEST!!! I just DO NOT believe in "foreigners" getting stuff from them BEFORE Americans. Too many of us, especially age 50+ who NEED HOUSING.  😎

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LOL- I just cannot believe you are saying this - 

Habitat does not build homes for people who cannot afford to pay an interest free mortgage of an affordable amount.  That’s their purpose - if someone doesn’t have any money or is not working to earn it - then this charitable organizations work is not for them -

Habitat for Humanity - Mission, Vision, Principles 

Habitat for Humanity partners with people in your community, and all over the world, to help them build or improve a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage.

Habitat for Humanity - ABOUT 

[SpringIsHereSoHappy]

(3/11/24) @GailL1 , where did I say these homes are FREE??? Anyway, so not going to argue with you. Thanks for your comments and I gave you a kudo.  😎

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[*** GAIL @GailL1 wrote:

LOL- I just cannot believe you are saying this - 

Habitat does not build homes for people who cannot afford to pay an interest free mortgage of an affordable amount.  That’s their purpose - if someone doesn’t have any money or is not working to earn it - then this charitable organizations work is not for them -

Habitat for Humanity - Mission, Vision, Principles 

Habitat for Humanity partners with people in your community, and all over the world, to help them build or improve a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage.

Habitat for Humanity - ABOUT 

***]

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[Underbat]

Hello EVERYONE,

please keep the topic friendly and within the guidelines.

You can disagree, but maintain respect.

The subject is an important one for many and we must respect some have different opinions and solutions to others

Thanks everyone

[SpringIsHereSoHappy]

1 comment (3/8/24) Let us chat about the homeless issues in YOUR LOCATION!

At the moment I am living in BOTH Florida and Virginia.

Virginia had already banned sleeping on the street last year in my city.

NOW I see in the News Florida wants to do the same.

I totally AGREE as long as there are OPTIONS in place.

What happened in my suburb (Cave Spring, VA) was as they ran them from the city (Roanoke, VA) = they became OUR PROBLEM.  😱

How about PREVENTION instead of waiting for folks to be EVICTED.

Florida is a "hot mess" and everyone seems to want to be in Sunny Florida.  😎

[Tempest332]

Never seen any "homelessness"  in my area till 2022 with folks living in bus shelters in the overnight hours.   

[SpringIsHereSoHappy]

(3/8/24)  🏡  VA looking for ways to help homeless veterans in southern Nevada [ktnv.com] 

LAS VEGAS (KTNV) — Homelessness among veterans is up 7% nationwide, according to officials from the U.S. Department of Veterans Affairs.

https://www.ktnv.com/news/va-looking-for-ways-to-help-homeless-veterans-in-southern-nevada

[SpringIsHereSoHappy]

(3/8/24)  🏡  La Habra mechanic surprises homeless woman by gifting her a car (abc7.com) 

For Felicia Lemon, her car is more than a way to get around town. For her, the gift from her friend is safety and shelter.

https://abc7.com/la-habra-homeless-woman-gifted-car-mechanic/14505660/

[SpringIsHereSoHappy]

(3/6/24) @LaurajW510385 , how are you these days?  🤔  I HOPE you are okay and found someplace safe and affordable.  💙💙💙

[Anonymous]

Wednesday - July 14, 2021

Things are returning to whatever the <new normal> is for us all. Hope all is well with everyone. Stay safe and treasure the time you have with loved ones. A home is not only about the building. It is about the luv we find there. Let us do what we can to encourage <Affordable Housing for Age 50+>. Getting old and homeless is not the way for our aging population! 😱

[GailL1]

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@Anonymous wrote:

💡MY PLAN TO HELP

I am encouraging the folks with extra $$$$ to spare to invest in building Tiny Cottages to rent to us in my location.

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This may be interesting to you - located close to Melbourne, FL in Cocoa,  FL.

The website says they rent but none available currently - but who knows .

There are pics of different types - some on wheels / some not -

The website is all I know about them and their developments.

Maybe you daughter could do a look-see if you are interested in this.

Appears the group in a non-profit.

BraveHeart Properties of Brevard

Just interesting - and thought you might have some interest in it.

[Anonymous]

Hi @GailL1 yes, we know about this property. Thanks.

[GailL1]

Good to know - good luck on your search.

[Anonymous]

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@GailL1 wrote:

Good to know - good luck on your search.

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💥Thanks @GailL1 😁💥

[DeahWA]

Hi @Anonymous 

I admit to not having enough knowledge or experience with the homelessness issue to have thought through workable solutions. But that's never stopped me from chiming in with opinions. 😉

Two things come to mind immediately:

1. I noticed in the early days of the covid pandemic my state bought up or leased a few former motels that were sitting empty but not uninhabitable. Some of our homeless citizens were moved there for shelter and health protection. I think some were used to house seniors in nursing homes that had become dangerous to them due to wide spread covid, but who were healthy enough to withstand some service disruption.

I don't see why unoccupied motels couldn't be converted as permanent living space for those in need. 

Also, I can't remember now where it is maybe in Europe, that abandoned shopping malls have also been turned into tiny apartment spaces. If the structures are still useable, there's no reason this couldn't be done everywhere, with some modification for private bathrooms, food, laundry, and other needed services.

2. I don't want to start a political war here, but America seriously needs to get over its rugged individualism mindset that is in my opinion at the root of homelessness and other injustices and inequities. We don't have anywhere near a humane and functional welfare system because everyone points to everyone else as needing to step up and do something. Clearly that isn't working.

We should look to Scandinavia for completely workable and scalable models of taking care of people, whether poor, disabled or differently abled, solitary seniors, veterans, the mentally ill, immigrants, those fleeing domestic violence, those who through no fault of their own and/or due to loss of employment due to Covid have ben evicted, who have suffered medical bankruptcy -- and just plain ole people in need.

I'm glad to see Biden's plans for beginning to address the problem of housing instability, but I'm reading that most of the funds to be allocated for this would go to only 4 states (CA, TX, FL, and NY). State government also need to step up and make this a priority. And politicians need to quit propagandizing and fighting each other, and actually work together to find useful solutions.

Plenty of money exists in the defense budget that just one year's worth of the  new equipment budget would go a very long way towards funding good solutions. I'd start with determining what that amount of money would be, then work with corporate property owners AND people in need of housing to co-create some real and long lasting results.

[SpringIsHereSoHappy]

(3/6/24) @DeahWA , great points!!! Bottom line - PREVENTION is the "sensible" route to take. For example, seeking a way to pay folks a LIVING WAGE and offering REASONABLE priced housing. Sad to say, the US seems to care about the refugees, illegals and immigrants and NOT the "aging" US CITIZEN population. So many are ending up on the street...  😎

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[*** DEAH @DeahWA wrote:

Hi @Anonymous 

I admit to not having enough knowledge or experience with the homelessness issue to have thought through workable solutions. But that's never stopped me from chiming in with opinions. 😉

Two things come to mind immediately:

1. I noticed in the early days of the covid pandemic my state bought up or leased a few former motels that were sitting empty but not uninhabitable. Some of our homeless citizens were moved there for shelter and health protection. I think some were used to house seniors in nursing homes that had become dangerous to them due to wide spread covid, but who were healthy enough to withstand some service disruption.

I don't see why unoccupied motels couldn't be converted as permanent living space for those in need. 

Also, I can't remember now where it is maybe in Europe, that abandoned shopping malls have also been turned into tiny apartment spaces. If the structures are still useable, there's no reason this couldn't be done everywhere, with some modification for private bathrooms, food, laundry, and other needed services.

2. I don't want to start a political war here, but America seriously needs to get over its rugged individualism mindset that is in my opinion at the root of homelessness and other injustices and inequities. We don't have anywhere near a humane and functional welfare system because everyone points to everyone else as needing to step up and do something. Clearly that isn't working.

We should look to Scandinavia for completely workable and scalable models of taking care of people, whether poor, disabled or differently abled, solitary seniors, veterans, the mentally ill, immigrants, those fleeing domestic violence, those who through no fault of their own and/or due to loss of employment due to Covid have ben evicted, who have suffered medical bankruptcy -- and just plain ole people in need.

I'm glad to see Biden's plans for beginning to address the problem of housing instability, but I'm reading that most of the funds to be allocated for this would go to only 4 states (CA, TX, FL, and NY). State government also need to step up and make this a priority. And politicians need to quit propagandizing and fighting each other, and actually work together to find useful solutions.

Plenty of money exists in the defense budget that just one year's worth of the  new equipment budget would go a very long way towards funding good solutions. I'd start with determining what that amount of money would be, then work with corporate property owners AND people in need of housing to co-create some real and long lasting results. ***]

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[Anonymous]

💥Saturday - April 17, 2021💥

Hi @DeahWA I really appreciate you stopping by to join our discussion 🙂 Great insights!!!!

[GailL1]

From my readings - there are several reasons for homelessness.  The National Homeless Law Center says the top four causes of homelessness among unaccompanied individuals were

(1) lack of affordable housing,

(2) unemployment,

(3) poverty,

(4) mental illness and the lack of needed services, and

(5) substance abuse and the lack of needed services.

I think we know the problems - it is the HUGE solutions that we can't seem to muster especially for those in problem category #1, #2 & #3 - the private sector isn't gonna solve these 3-problems.  And the government can only do so much.

Let's just talk about seniors / disabled ( those at least 62 or disabled) - I will give you an example

Back in the 70's-80's, the government had a senior/disabled program called Sect. 202 -  HUD was in charge of the program's administration.  Basically it was a private/public effort to create housing for seniors and the disabled  in areas where they had access to services which they needed - groceries, pharmacies, doctors, alternate transportation, etc.

Very simply, the way it worked:

1.  A group, usually a non-profit, like a church would decide to build this type of housing for seniors/disabled.  They developed their plan and the funds which they had to have to get access to the program - sometimes, this was that they had the land.

2.  The group would submit their plan to HUD and for this the group got a low interest construction to permanent loan.

3.  They were high rise structures - cheaper to build up rather than out.  Apartment were either studio or 1-bedromm, kitchen, bathroom living / eating area - with a nice size closet.  Each floor had their own laundry room and sitting area. 

4.  There were other common areas - library, exercise room, barber shop/beauty shop, storage area, meeting and activity areas; even a computer room.  There was an Administrator, 24/7 Security, a maintenance staff and also some social workers to help out and continuously evaluate the residents needs and finances.

Now the place was set up to be as self-sufficient financially as possible but had to take some social financial aid.  It worked like this - Let's say there were 300 apartments within one of these senior/disabled high rises. 

• 100 of them HAD TO BE rented to those who paid an actual market based rent - let's say this was $ 1000 per month - they got no subsidy based on their finances.
• 100 of them based on their finances had their rent subsidized by the government at a rate of 30% - so based on the market rent of $ 1000 per month - the government subsidized $330 and the resident paid $ 670.
• 100 of them were Section 8 seniors/disabled - the government subsidized them at a much higher level - say 90% - government would pay $ 900 a month and the resident paid $ 100 because they were very low income.

Now all my numbers are just approximate -  for ease in explaining how it all worked.

Through the years, as these places got older and needed more up upkeep and maintenance or the building code ordinances changed and they had to update the units, HUD was there to do some refinancing, because these places had become more valuable, HUD gave more to the low interest loan as long as the places maintained their structure and ratio of residents (1/3 market, 1/3 subsidized and 1/3 Sect 8).  Thru the years, this has just continued on and on . . . .

Now understand that many of these residents once they got in - they were there for the LONG haul - until they could no longer care for themselves.  The rule was, you could stay as long as you took care of yourself or paid for your care - but if you could not, other type of housing had to be found and you gave up your apartment to someone else.

Now, sounds like a great plan, right?  It was . . . . UNTIL . . . .

1.  the wait list got longer and longer.

2.  many of those who had at one time been in the "subsidized" group had spent down their assets and now could qualify for Sect 8 - they were put at the top of the Sect 8 wait list.

3.  Some of those who had been paying market rent could also now apply for subsidized rent.

However, the number of residents in each group had to remain the same for the HUD program - 100 market rate / 100 subsidized rate / 100 Sect. 8 - so most of the time since the turn over was so little, everybody just stayed in their same group and got on the wait list for any help that they may now be eligible.

4.  Now at the same time, MORE people were trying to get in and many of them had little to no assets and thus wanted Sect 8 creating a much longer wait list.  Same was true of the 30% subsidized group.  The wait lists just kept getting longer and longer - even the market based rent wait list.

5.  So now there is a supply and demand problem - with this the market rate rent began to rise because they were still nice places in most areas - but with few available units these were the only units that were being rented off the wait list and that was only because some in this category were dying off.  And the other wait list for subsidized and Sect.8 just keeps getting longer and longer.

The concept was a good one when they 1st started and still remains feasible for those that live there - problems is the non-profits can no longer utilized the program because land cost / building cost / running cost have escalated through the years especially in the areas which have access requirements for seniors/disabled.  These type groups aren't building any more of these type places. 

In fact, the same is true of public housing - because land cost/building cost have escalated these type places really can't expand in the areas where they are needed the most.  Cities and towns find that the land these type complexes are located upon are more valuable to them as land to be sold to developers than in accommodating those that need public or subsidized housing.

So I would be interested in hearing any solution ideas - and it is not just this senior/disabled demographic - it is everybody that wants to live in an area that has access - to jobs, to conveniences, to needs because what is being built in those areas - few people can afford.

[Anonymous]

💥Saturday - April 17, 2021💥

• Hi @GailL1 I really appreciate you stopping by to join our discussion 🙂 Great points, thanks.
• I am interested in AFFORDABLE regular rentals, NO SECTION 8 or DISABLED set up. Lol, got enough of that here.
• I am a healthy 63-year old, on Social Security only.
• A lot of investors in this area.
• My goal is to bring ATTENTION to seniors like myself who DO NOT qualify for housing help.

[GailL1]

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@Anonymous wrote:

Hi @GailL1 I really appreciate you stopping by to join our discussion 🙂 Great points, thanks. I am interested in AFFORDABLE regular rentals, NO SECTION 8 or DISABLED set up. Lol, got enough of that here. I am a healthy 63-year old, on Social Security only. A lot of investers in this area. My goal is to bring ATTENTION to seniors like myself who DO NOT qualify for housing help.

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The word "AFFORDABLE" has only a personal definition. 

Is your rent comparable to other like-units in your area ?  That's easy to find out just by calling around in the general area to further define "Affordable".

Senior/Disabled Independent Living Units, which I described in my HUD Sect. 202 write-up on 04-17-2021 08:16 PM as to how they work, are usually always joined together because many of the facets of daily living which not only benefit one group but the other group as well.  Today, in most ALL areas, building code ordinances for all types of structures, stipulate how things are built and here too they are considering the needs of different groups like seniors/disabled - the width of the doorway, counter heights.  Multi-family rental units are even more strict because the ordinances may add in safety features such as fire walls, sprinkler systems, even certain types of retardant building materials.

If one is trying to live off of ONLY Social Security, the economic and financial stress may continue to grow much faster than any increase in the benefit from COLA.

Younger seniors also have to prepare to what lies ahead.   When one gets to 65 and have to sign up for Medicare, unless one can apply for various Extra Help measures based on income, there will be Part B premiums to pay - currently (2021) at $ 149.00 per month for most people on Medicare.

Cost will continue to go up for medical care and everything else too - shelter, food, transportation - there is little we can do to stay away from increases for those type of important living things.

There maybe a lot of investors in your area - but the goal of investor's is to make money/ a profit from their investment.  Any project has to be financially sound with the goal of profit and any and all of their cost has to be accounted for in the rent - property taxes, repairs and maintenance, insurance as well as a a prorated share of the actual building cost.

Never think as a renter that these cost are not absorbed by the monthly rent in a privately owned complex, regardless of type  - add to that a supply and demand premium since there is a housing shortage.

[Anonymous]

💥Tuesday - April 27, 2021💥

Hi @GailL1 thanks for your second comment dated April 19th 🙂

1. I have faced impossible situations in the past and NEVER gave up = stuff fell in place. Not ALL investors are about $$$ Some have hearts or have experienced being HOMELESS themselves.
2. I am sure there are CHEAPER studio apartments out there in the crime-ridden city. Lol, spent 13 long months (July 2017 to August 2018) staying at the only shelter here, located downtown riding the unreliable city bus and walking for hours to get to my job. I made a PROMISE to myself that DOWNTOWN would NOT be seeing EXCEPT for my doctor's and dentist's appointments which are ALWAYS the first one for the morning. Hate getting up early, but trust me, I KNOW too much about downtown. My SAFETY comes first.
3. Bottom line, it took me being HOMELESS in my OLD age, see a 90-year old die in her sleep at the shelter to CARE. Any of us can be HOMELESS due to UNPLANNED stuff. Who plans on getting cancer as an example = needing a lot of care NOT covered by insurance. Or have our home destroyed by fire = got to go stay with someone or rent/buy another place. Life is EXCITING, but also UNPREDICTABLE.

[GailL1]

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@Anonymous 

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Guess that is why I have spent my life planning to be PREPARED -

Lots of insurance for everything - car, home, life, health, flood, extra liability umbrella.   With Savings - personal, retirement accounts, equities, real estate

Preparing for those things that one knows is coming.  Higher cost for everything.  That is why I mentioned that Medicare Part B premium that will come into play when you go on Medicare - especially if living off of SS alone with little else. Some people have a hard time absorbing it especially if they don't understand Medicare.   Extra help is available if (income) eligible.  Government programs at both the State and Federal level is available for those who qualify for all kinds of help - housing, food, heat / air, phone/communication, health, medications.  Knowing how to search for and use helping hand programs is another way of being prepared when income is limited, if eligible.

Yes, I have known people who thought they were doing OK but then something happens and they didn't understand the repercussions or any plans.

Like the elderly couple that were living off of SS alone - with both of them getting the monthly benefit; things seemed fine and then one of them dies, leaving the other - guess they thought that the SS benefit amount would be continued for the widow - not the case, the widow gets the bigger benefit, but NOT both benefits - Living on 1/2 their previous income took its tole - had to make a lot of  changes just because they didn't understand the repercussions and didn't plan for a condition that was bound to happen - 

What's the ole saying - Two can live as cheap as one - doesn't work the same way when one is left with 1/2 the income but with many of the same expenses.

I think it is fine if people give of their heart to others but not to their own detriment.   

[Anonymous]

💥Tuesday - April 27, 2021💥

• Yes @GailL1 a lot us were prepared and life was good until the economy fell in my case in 2008.
• Up till then, awesome insurance with short-term included, awesome paycheck and had my 401k up to 12%. Company matched up to 6%.
• My concern is not about my health, my concern is the increasing rent for folks like myself.
• Everyone's PRIORITIES will be DIFFERENT.

[GailL1]

@Anonymous 

I was always self-employed so it was up to me to keep insurance continuously in effect and retirement investing going regardless of the health of the economy. 

When times were good, savings went up so that when times were down, I could still keep insurance in affect.  Retirement savings were high in good times and lower in bad times.

Any landlord 1st and foremost have to cover their cost in the rental amount which they set for each unit and for which they pay as opposed to what is paid by the tenant.  It does mount up and when there is an increase in these cost, the rent escalates. 

However, they still have to be competitive with the rental market in the area where the units are located.  They should always try to control their cost; any profit built in can go up and down somewhat based on their cost in relation to a market based rent.  

Then there is always the demand factor - again based on the area and its desirability.  Desirability and demand are also influenced by things like access to public transportation, jobs in the area, crime rate, (good/better/best) school access if there are children, same with daycare facilities.  Sometimes demand is also influenced by the "walk-about" nature of the area.

Like I said before, affordability is a personal thing.  I know many areas aren't affordable anymore to many people.   Federal, State and Local governments are currently being called upon to create affordable housing by reducing some of their zoning regulations.  

Bloomberg City-Lab - 07/29/20 - Want More Housing? Ending Single-Family Zoning Won’t Do It. 

Governments would also consider zoning more areas as multifamily living but all that does is concentrate people and brings a host of other problems like roads and schools.

Your idea of tiny houses (rentals) isn't one that I see happening in most places.  Land cost would be the major culprit.  Now maybe in more rural areas it would be feasible but here again, mobile home communities are already located there and many of those are rentals.

Good Luck with your dream