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Re: Get your fraud and scam questions answered

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Message 11 of 32

@valnjoku, that is a great way to avoid the telemarketers and scam phone calls. Thanks for sharing the tip for the community to learn from.

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Re: Get your fraud and scam questions answered

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Message 12 of 32

Hello @annamariej811588, thank you for posting to our special event. 

 

While AARP does not provide legal advice on individual cases or disputes, we can provide referrals.

 

Your post does not specify the area in California in which you reside.  However, you can search providers of free legal aid in your area through Legal Services Corporation.  LSC was established by Congress in 1974 and promotes equal access to justice by funding high-quality civil legal assistance for low-income Americans. LSC is the single largest funder of civil legal aid for those in need in the country.  You can search for legal aid in your area by visiting LSC at: https://www.lsc.gov/what-legal-aid/find-legal-aid/.

 

If you feel your case is related to your disability, Disability Rights California may be able to assist you.  You can find them online at: https://www.disabilityrightsca.org/contact/ or you can contact them by calling: 1-800-776-5746.

 

AARP Fraud Watch Network also can provide information and resources that may help your situation. The toll free number is 1-877-908-3360. 

 

We hope this information is helpful and thank you for reaching out to AARP.

 

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Re: Get your fraud and scam questions answered

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Message 13 of 32
I have a smart phone with screening ability. In my settings it is called 'Do not Disturb'. I started using it because I work overnight and sleep days. I select the people I want to be able to reach me and no other calls ring through. I figure that if it is important a message will be left. For emergencies, if a number calls twice in 15 minutes, the 2nd call rings. This has been great for me because I usually show 10 to 20 "missed" calls a day. They may have missed me but I haven't missed dealing with them.
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Re: Get your fraud and scam questions answered

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Message 14 of 32

I am a 64 yearold, disabled woman that has been cheated out of my land/home valued at $525,000. by the local authorities/attorneys and am now facing homelessness.  Title 18 U.S.C. 242 applies here 7 CA Civil code 2224.5 says the state Attorney General can prosecute this case.   Can I get some solid help from    AARP on this?  The law says I should have my home back.

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Re: Get your fraud and scam questions answered

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@lipintm, if they spend enough, the CC company will likely extract it from them (you).  You make sure it comes out of her share!  Only the most foolish are buying new cars, taking trips and going on early retirement until after the dust settles.  Spend a good amount of time finding a top lawyer.  Fools and their money are easily parted. Don't let her piss away YOUR MONEY!  People like that make carelss mistakes.  Jusy make sure you don't make any mistakes.

 

The type of account was a TOD account.

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Re: Get your fraud and scam questions answered

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Message 16 of 32

@lipintm, that is why you can lose your shirt buy doing stupid things.  What was done is legal and smart but not eithical.  You need to know what is what long before the person dies.  My wife's uncle died a year ago and she is still using one of his cards.  She only uses it for estate costs.  Of course she paid for the memorial service from the estate.  You don't have to pay inheritance tax on those expenses. 

 

My wife did ignore my advice for getting an estate attorney who is expert on our state's inhertance laws. Her girl friend told her the guy I suggested charges too much since then she has relaized that friend is penny wise and pound foolish. Her friend lost half her fortune trying to save a few bucks.  The estate will loose over half to different taxes.  Over a half million lost to save $5,000 what a joke!

 

Anyhing in life that can lose you money needs to be carefully figured out.  There is no law that says you have to notify your CC company of a death.  If it is connected to a bank account you may have to.  Then you needed to have is set up in a joint account with the executor of the estate.  If the person is not the spouse the type of account needs to be a special one where after death the other account holder has rights like a spouse. It is yours tax free. If your bank doen't have that type of account move the money to one that does. Often when you go to withdraw they get a burst of genious and can help you do what you need to do.  That is what you can use to pay estate expensise or just keep since that money is free and clear. My wife uses that accouunt but moves money in to pay for eastate expenses. You need to take care that it is exactly the right type of account.  Otherwise you will be screwed! 

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Re: Get your fraud and scam questions answered

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Message 17 of 32

@paulk915226, what do you want to happen?

 

You do know the caller ID is just a data spot just like the 'From' in an email. You can put any value in there if you know how.

 

Since there is no way to track these hackers down and no way to block them because they don't know the number they will use, you are the only one that can make a difference.  You should never answer a phone # you don't know.  Let them leave a message and call back who you want to call back. 

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Re: Get your fraud and scam questions answered

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Message 18 of 32

@RonMesnardGreat tips!

 

In regards to the caller ID, you are correct that the numbers change a lot and most of these people are based oversees and it is hard to track them down. That is why education and prevention is so important. I recommend to consumers that if you do not know who is calling, don't pick up the phone. If it's important they will leave a message. I know not everyone has the luxury of owning caller ID, but for those who do, if you don't know the phone, don't pick up. Also for those with smart phones, there are many free apps you can download on your phone that will warn you as to if the phone number calling you has ever been associated with a scam. I have heard some of the newer smart phones even have the technology included and you don't need the apps.

 

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Re: Get your fraud and scam questions answered

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Message 19 of 32

NEVER buy software over the phone.  It normally has malware in it so they can steal you blind.

 

NEVER let anyone you don't know put software on your computer for the same reason.  If you see a threat on a computer screen press the off button until it goes off in a crash.  You might be screwed up due to the crash but the computer may not have time to install the software.

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Re: Get your fraud and scam questions answered

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Message 20 of 32

I just want to leave this 'out there'.  They all have and do change their caller ID so I am not really sure how you are going to report them.  If you have time it is your civic duty to try to keep them on your line as long as possible.  That is the only way you can fight back.

 

You can try calling them back.  If that person does answer you have a stupid one and yes report them and tell you called them back to verify the number.

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