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Re: Get your fraud and scam questions answered

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We have to really be careful these days, there are many ways for people to attempt to scam. Here is a new way that crimainals are using our data nad cell phones to reteive our info. scary stuff. 

https://youtu.be/AqL0EqDAsJ4  2018-05-23_02h53_44.png

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Re: Get your fraud and scam questions answered

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We have to really be careful these days, there are many ways for people to attempt to scam. Here is a new way that crimainals are using our data nad cell phones to reteive our info. scary stuff. 

https://youtu.be/AqL0EqDAsJ4 2018-05-23_02h53_44.png

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Re: Get your fraud and scam questions answered

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I forgot to add that I have see at least a half dozen articles on this published by AARP.  They favor the cheap ampflication devise while I favor the most sophisticated but buy them at half price at Costco. The expensive aids are loaded with costly features I need and still I have trouble.  The biggesy problem we face is a 70 year old thinks 30% slower than a 20 year old.  If the speaker has a heavy accent, poor diction, is talking in a room with loud background noice we can't keep up with understanding what is said.

 

If you are younger a cheaper aid may work as well for you.  I need background noise reduction as well as the best hearing correction.  The more accurate corrections have many correction points.  All the good one have over 20 frequency points. The more points the better the correction.  A one point amplification setting will either be too loud or too soft for most frequencies. Both make it harder to understand a conversation. I have one hole right where women with a high pitched voice speek.  I have 80% loss there. Most high end aids can tap into flat screen TV's broad cast.  That was mentioned on an AARP article just last week.  I have yet to figure how to turn mine on. My wife is most confortable as a volume of 10 while I am most confortable when it is at 40.  That would be a god send to just to pipe in the sound into my aid.

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Re: Get your fraud and scam questions answered

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You can use a reverse phone book on the internet and find out who they are then report them.

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Re: Get your fraud and scam questions answered

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Note, no protection is fool proof. There are ways to get around any protection.

 

What is fool proof is NEVER tell someone you don’t know ANY personal information. If they sound legit, fine out who they are. Then Google their number instead of using a number they supplied  and call using trusted communications to give out personal info and only if it makes sense to you. These places have your information so they shouldn’t be asking you except to verify you are who you claim to be, or unless you are applying for credit and you initiate those calls.

 

I have my credit scores locked but I don't borrow money very often.  The fees vary from state to state in mine it is $5 to lock or unlock an account.  It only cost me $15 to lock all my credit.  Persons trying to steal your idenity tend to get caught.  They will fail credit check but if you can't guess why, the bank assumed you are a crook and tries to catch you.  I normally warn banks my credit is locked but if I forget and I fail I mention the locks.  This is normal.  No one can stral you credit if it is locked so it is safer than life lock or other protection services and much cheaper.

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Re: Get your fraud and scam questions answered

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@j312650d Yes, those are 100% scams. They will come up with any excuse to get you to pay them. I've worked with victims who have lost hundreds of thousands of dollars in this scams. Next time they call, if you know it's them, do not answer your phone. If you pick up and they try to talk, tell them you know it's a scam and hang up the phone. Do not engage, and make sure to not give them any personal or financial information. Stay safe, Amy. 

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Re: Get your fraud and scam questions answered

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@j312650d

There are many apps in the App Store, some are free, some cost. A few of the products are, hiya, Truecaller, PrivacyStar, and many others. Find the one that looks best for you by reading through the reviews and knowing which features you want.

Also, on your landline, there is a service called nomorobo, that operates similar blocking services on traditional landlines. 

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Re: Get your fraud and scam questions answered

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Thank you Amy. What is the app to alert scams on mobile devices. Johanna 

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Re: Get your fraud and scam questions answered

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I constantly receive calls claiming to be a clearing house stating I have won millions of dollars and I have only a few hours to go to a western union to pay my fees and taxes, which always mount to over a thousand dollars, to have my prize delivered. When I ask how come that isn't taken out of the prize money they always have a reason, I would then ask for a number to verify, they give a 800# but I never call. I tell it is a scam because I should not have to pay money up front for a winning. Is this correct ?

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Re: Get your fraud and scam questions answered

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Message 10 of 34

@johnm281272 Yes, totally a scam. I've received about 5 this week on my cell phone alone. I have an app on my phone that warns me when a call comes in, to the legitimacy of the call. These calls all alerted me with a "scam or fraud" warning, so I didn't answer. They did leave a robo-call message threatening my arrest. The IRS does not operate this way. Glad you knew the red flags and were not a victim. Amy. 

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