Recent premium increase for United Healthcare coverages

[jphorenci]

I am absolutely appalled at the just announced price increases for United Healthcare coverage. The increase in RX (over 90%) announced during the last open enrollment was enough force me to make a change and now the supplemental health coverage increase (22%) is astounding. As their primary selling agent, you should anticipate my changing to another, more affordable carrier at my first opportunity and hopefully a boatload of others doing the same. Shameful, unjustified, heartless, and ridiculous. Shame on both you and United Healthcare.  

[GailL1]

And if you have another Medigap plan other than G, you may have less in premium cost but more in out of pocket. 

Is $ 2870 (2025) too much to pay for health care?  That’s all one would have to pay for a High Deductible Plan G and the premiums would be MUCH, MUCH lower.  This deductible even includes the $ 257 (2025) Part B deducitble that everybody with a Medigap has to pay - Once that $ 2870 (2025) is met on the HD Plan G Medigap it performs just like any other Plan G.  So one has the best of both worlds.  If everybody had chosen this type of HD Medigap plan, premiums would be a lot lower - in fact even our Part B premiums would be lower because people would think twice before using the benefit for anything that isn’t necessary.  

[CBtoo]

Your example is yet another reason why a supplement is cheaper than an advantage plan if you end up with enough health care to meet your maximum out of pocket (or meet more than you'd pay with a supplement). I was only comparing G+ and didn't bother to list all the rest of the supplements since G+ from AARP UHC has some of the extras that advantage plans include and it is closer (but not identical) to apples to apples for benefits. 

[kasyy]

  That's about the best condensed explanation of how it works!I have said so many times to the advantage plan users "Just wait until you get sick" because then you better have the money (thousands) put away to pay for all that time you had that "free" advantage plan.

[AARPConsumerCare]

Hi Nicole! We're sorry to hear you’re having trouble with one of our benefit providers. We are listening and would like the chance to help as soon as possible. Please visit https://help.aarp.org/s/article/contact-aarp to chat, text, or speak with a representative who can get you in touch with our Member Relations team. -Sue J

[SummerOnTheWay1]

➡️*** 3/18/24 WRONG NAME ***⬅️

Hey Sue J @AARPConsumerCare , LAURA @LauraA422032 is the person who posted a complaint TODAY. Thanks, Nicole

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[*** SUE @AARPConsumerCare wrote:

Hi  ➡️*** Nicole! ***⬅️  We're sorry to hear you’re having trouble with one of our benefit providers. We are listening and would like the chance to help as soon as possible. Please visit https://help.aarp.org/s/article/contact-aarp to chat, text, or speak with a representative who can get you in touch with our Member Relations team. -Sue J ***]

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[AARPConsumerCare]

Hi @jphorenci, we are also concerned by price increases that in some cases would double the cost of people’s monthly premiums. AARP knows that any increases, let alone ones on this scale, are difficult to manage – especially for people on fixed incomes. A major driver of these increases is the underlying prices of prescription drugs charged by pharmaceutical companies. It is why AARP has fought so hard to bring down those prices, including by allowing Medicare to negotiate for better prices on behalf of consumers. Thanks to the law that passed last year, Medicare now has that ability with the first negotiated prices taking effect in 2026.

The current Part D premium increases are not unique to the AARP-branded Medicare Rx Part D plans from UnitedHealthcare and are happening across the industry. UnitedHealthcare has informed us that their goal is to provide valuable, sustainable, and affordable plans for Medicare members. According to United, although premiums for most Medicare Part D plans change each year, it has worked hard to minimize those increases over the past few years. If you are interested in learning more about other available plans during open enrollment, please contact Medicare directly at: 1-800-MEDICARE (1-800-633-4227), or visit: medicare.gov/plan-compare/ to use the comparison tool. - Diana G.

[jphorenci]

Oh please. Your response is nonsense. I replaced United Healthcare/AARP RX coverage with a competitor's offer and got significantly better coverage for 1/4 the monthly premium. Yes I said 1/4 the United Healthcare premium. Plus, deductibles and copays are also 90% lower than they were with United Healthcare. One reason is the tier classification of our drugs are now much more favorable than UH. Your excuse is a joke. Maybe you should check the marketplace like I did to see for yourself. Just considering the RX plan, my wife and I are now saving well over $1,500 a year on identical medications.

[EvanW205162]

I noticed the increase when I added up the newly split premiums - and I searched to see anything about a rate increase - and found this thread.

I don't recall getting any type of notification of a rate increase.  I would think that a notification should have been sent out.  Not happy.