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Periodic Contributor

Retiring early - share your experience! Please!

I am planning on retiring in April 2018 when I turn 62. I have worked for the same employer for 33 years and am fortunate enough to have a decent retirement. I won't be doing a lot of travelling or buying a new car but I should be comfortable, making a little more than I am working!  I have 3 grandchildren that I really want to spend more time with before Grandma isn't "the bomb" anymore, be a little more involved in my church, and open to other things. But after just taking a week off from work, I'm afraid I will be bored.  I'm so used to having a specific purpose every day; I'm used to being surrounded by great people with lots of laughs (lots of crap too!) and great working relationships.  I am not a highly motovated person and am afraid I'll spend way too much time in front of the TV, especially in the winter months!  I really don't want to work any more.  33 years is a long time to give to one organization. It's now time for ME.  (Besides, I can't keep up with the changes in technology and all the young people around me).  My retirement is all contingent on what Trump does with health care and economy.  I have budgeted a nice monthly sum for insurance premiums but it may not be enough or change over the next three years until I can get on Medicare.  It all frightens me. I'm a single woman supporting myself.  Anyway, would love to get some feedback. Thanks.

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Periodic Contributor

Thanks for the encouragement.  I really appreciate it.  I'm a worry wort and I know that doesn't help any. And I'm one of those people who likes to know what is coming (at least as much as possible). I'm the planner in the family! I'm sure it will all be fine. It's just a HUGE change!  Thanks again.

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Honored Social Butterfly

@pattyecalling

 

Change can be scary, but I've found embracing rather than fighting it makes me the champion of my own life. 🙂

 

We know a fellow who retired at 60 and who rides 8,000 miles a year on his road bike plus mountain bikes, windsurfs, snowshoes and mountaineers ... he's incredibly fit and also incredibly well read and informed, a total joy with whom to converse. 

 

Follow your passions. His is obviously fitness and current events. What's yours? 🙂

"The key to success is to keep growing in all areas of life - mental, emotional, spiritual, as well as physical." Julius Erving
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