Working age 67.
Wife revceives SS, I receive Spouse benefit.
We are both enrolled in Part A.
No Part B yet, my employer provides health insurance.
On layoff due to national health crisis.
Last day of health coverage is 30APR.
Will be returning to work within two to three weeks.
Health coverage will reinstate, no feedback yet from employer on when.
What do I do for coverage in the interim?
My understanding so far:
In communication with Medicare.gov, advised to sign up for Part B after employer coverage ended.
SEP for 8 months after loss of coverage to sign up for Part B without penalty.
But I don't want Part B until fully retired, maybe a year or two away.
Later, Medicare.gov advised I don't need to sign up for Part B if going back to work within SEP, no penalty.
COBRA is a not an option, complicates and delays Part B and Medigap when fully retired.
Any knowledge of a similar situation, and how to handle it?