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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 1 of 693

@VivianR375175 wrote:
After reading this I WON'T choose United Health!! I may not get a great insurance company with the one I choose, either, but this was just wrong. I hear the rates REALLY go up, too.

If you had to choose now, which Plan G Medigap company would you choose (NC). I have my own gym and will use it, but to promise and then remove.... 😞

ALWAYS remember that ANY health insurance policy is a contractual agreement with a start date and end date specified but even then there may be a clause as to certain specified things that can change more often per the contract.

 

You have certain government (state and federal) protections with Medigap plans because CERTAIN stipulations are defined specifically by those government entities - anything outside of these is subject to the will of the insurance provider. 

 

Federal government (CMS) defines the benefits in each of the Medigap plans, insurers options on rating methods..  State government may give other specifics on IF and when a person can change plans, how long a specific pre-existing condition may be excluded in any newly changed policy,   State government may also give rules to the insurers on IF and when a Medigap policy may be offered to those under 65 years old as in the case of a disabled person going on Medicare after their 24 month wait period.

 

These are the ONLY things which each of the Medigap plans HAVE to cover -

Medicare.gov - How to Compare Medigap Policies 

For any additional service or benefit, understand that those are not mandated and could possibly be just a marketing ploy to set themselves apart from others offering the same Medigap plans.

 

The rule of thumb for any health insurance policy is to READ the policy and understand it.  It is a contract - same as a homeowners or auto insurance policy or any other.  Understand what is a contractual agreement and what is just a periodic add-on that could be stopped (or started) at the will of the insurance provider.

 

 

 

 

 

 

 

 


* * * * It's Always Something . . . Roseanne Roseannadanna
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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 2 of 693

Opps! Forgot to say I went with Anthem and thus far, good service!

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 3 of 693

Good for you! I live in Ohio and left UHC over 2 years ago due to this, went with Anthem...and never looked back. They were cheaper to begin with, didn't raise their rates by near as much the next year, gave me Silver Sneakers as part of the deal AND I don't have to belong to AARP if I don't want to. They keep sending me offers to rejoin. NO WAY!

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 4 of 693

I switched to Humana Supplemental (Plan G) and get SilverSneakers free again at the gym I work out at.

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 5 of 693
After reading this I WON'T choose United Health!! I may not get a great insurance company with the one I choose, either, but this was just wrong. I hear the rates REALLY go up, too.

If you had to choose now, which Plan G Medigap company would you choose (NC). I have my own gym and will use it, but to promise and then remove.... 😞
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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 6 of 693

I'm glad you can use Renew at your current health club. Unfortunately, the health club that I've been going to for over 30 years only participates in Silver Sneakers, NOT Renew. I tried LA Fitness by me using Renew, but still liked my health club better. Plus, LA Fitness was 30 minutes away, mine 5 min. So I left AARP/UHC's supplemental plan and now have a Humana Supplement Plan which offers Silver Sneakers so I can continue to work out at my preferred health club.

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 7 of 693

This post is an update to the experience my spouse and I had over the Silver Sneakers debacle with AARP/UHC Medicare Supplement Plan (not Advantage plans!).  We complained vehemently to AARP when the change was made last year to drop the Silver Sneakers benefit to LA Fitness, a gym we have used for several years.  We decided to ride out the change--we paid our $22 per month per person for the year 2019 for our continued gym memberships and hoped that our voices had been heard by those in power in AARP along with maintaining our Supplement Plan with AARP/UHC.  We were very happy to see the change in Renew Active for 2020!  The management with LA Fitness was most cooperative in setting a plan to cancel our contracts, apply our last month fees, and start the new membership under Renew Active with LA Fitness.  We have experienced zero problems. The transition was smooth and easy and we have very positive feelings regarding what transpired.  We believe that AARP listens.  But as any other big organization, it takes time for them to act once the voices are heard. Yes, our Medicare Supplement Plan dues increased.  Yes, we know that AARP is paid by vendors in exchange for the opportunity to have our business.  Yes, AARP is a business.  However, if a member has a grievance, it pays to make your position heard in a positive fashion. AARP works a lot better than the governmental garbage we are seeing on television now.

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 8 of 693

The following link is to an official Congressional investigation report completed in 2011 and explains a lot, most likely this link will be removed before much time passes. AARP is not what they seem.

 

https://www.yumpu.com/en/document/view/1446464/aarp-report-final-pdf-3-29-11

 

aarp-report-final-pdf-3-29-11.jpg

 

 

 

 

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 9 of 693

"We've gotta protect our phony baloney jobs!".............the governor, Blazing Saddles

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Re: Silver Sneakers being dropped by AARP recommended insurer

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Message 10 of 693

The Renew Active site addresses this in their FAQs - you can indeed have more than one gym membership.
I kept my main membership at LA Fitness, which offers Silver Sneakers classes 3x a week free, and most all other group fitness classes are included as well; I go to yoga on the weekend. The front desk says I can visit any other LA Fitness without re-registering as well

This however, is not what I mean when I say 'more than one gym'.
A few weeks ago, I used the same RenewActive confirmation code to join a local Park District program for free as well. I joined that program because they have an indoor walking/running track, which I can access for free. They also have a schedule of group fitness classe (including Silver Sneakers) that I can attend anytime for free.

I'm currently eyeing a third fitness center from a neighboring town because they offer Tai Chi

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