There's always more to discover with an AARP membership! Check out your member benefits.

Reply
Conversationalist
2
Kudos
3966
Views

Re: Silver Sneakers being dropped by AARP recommended insurer

3,966 Views
Message 231 of 602

I also have switched from UHC plan F to Humana plan F in Arizona (same exact basic coverage, all F plans are the same), Humana still has Silver Sneakers. It saved me about $20 a month on premiums plus if I had kept UHC and paid 1/2 of my YMCA premium it would have been $30 a month. So switching has saved me $600 a year! I did not have to worry about underwriting because I had only been on medicare for 3 months.

I go through a broker, which I recommend....as it does not cost us, they are paid by the insurer.

 

My broker said we can change a Medigap plan anytime of the year (there may be underwriting....meaning you may have to answer a health questionnaire.) 

The things that CAN only be changed during open enrollment are Medicare part D (prescription) and Advantage plans.

Report Inappropriate Content
2
Kudos
3966
Views
Conversationalist
2
Kudos
3952
Views

Re: Silver Sneakers being droped by AARP recommended insurer

3,952 Views
Message 232 of 602

Yes, inrollment was easy and I found out something today that I didn't know, This may only be in Ohio but you can switch your supplemental insurance at any time not just during open enrollment period.  

Now I have a 3 year membership to AARP but i guess it's not there fault that UHC made changes, I would have thought they'd have some influence though!

Report Inappropriate Content
2
Kudos
3952
Views
Conversationalist
3
Kudos
3935
Views

Re: Silver Sneakers being droped by AARP recommended insurer

3,935 Views
Message 233 of 602

I also switched to Medical Mutual in Ohio at a lower rate and very little underwriting. Don't let the thought of underwriting disuade you from applying. Unless it's a  major health issue you will more than likely be accepted in Ohio and it includes Silver Sneakers. Glad I made the change. I guess we were duped into thinking that by AARP endorsing a product that it would be the right choice for us.....Wrong!

Report Inappropriate Content
3
Kudos
3935
Views
Conversationalist
0
Kudos
3903
Views

Re: Silver Sneakers being droped by AARP recommended insurer

3,903 Views
Message 234 of 602

you can also check the SilverSneaker web site for coverage!

Silversneakers.com

Report Inappropriate Content
0
Kudos
3903
Views
Conversationalist
3
Kudos
3895
Views

Re: Silver Sneakers being droped by AARP recommended insurer

3,895 Views
Message 235 of 602

Thanks for all the replies and comments about UHC by AARP, I just got off the phone from changing my supplement provider.  I now have a plan that's $175 cheaper for the same coverage and it includes Silver Sneakers.

I live in Ohio and ended up going with Medical Mutual of Ohio which for right now looks like the plan for me, good luck to you all in finding the plan for you!

Just one more thing, I also had to find out from my gym that UHC was dropping the Silver Sneaker program, you'd think that our supplement provider would be the one to tell us!

 Thanks UHC for waking me up and saving me money in switching!

Report Inappropriate Content
3
Kudos
3895
Views
Silver Conversationalist
3
Kudos
3449
Views

Re: Silver Sneakers being droped by AARP recommended insurer

3,449 Views
Message 236 of 602

Be careful. I switched to another plan and was assured Silver Sneakers or equivalent was included but found out after I received all the information by mail, that I had to PAY for membership per month. So ask the question, is it included FREE?  Live and learn.  Unfortunately we have to learn from each other and not depend on uninformed customer service representatives.  

Report Inappropriate Content
3
Kudos
3449
Views
Conversationalist
2
Kudos
2455
Views

Re: Silver Sneakers being droped by AARP recommended insurer

2,455 Views
Message 237 of 602

OK - so I called back today.  Completely dfifferent message - UHC are no longer going to support Silver Sneakers in California.  I will be switching to Blue Shield.  You have to wonder why the information is so confused...

Report Inappropriate Content
2
Kudos
2455
Views
Community Manager
1
Kudos
1400
Views

Re: Silver Sneakers being droped by AARP recommended insurer

1,400 Views
Message 238 of 602

Please be sure to check out the Medicare.gov page for pulling up medigap policies in your area as a great way to get information:

https://www.medicare.gov/find-a-plan/questions/medigap-home.aspx

AARPTeri
Report Inappropriate Content
1
Kudos
1400
Views
Conversationalist
2
Kudos
1546
Views

Re: Silver Sneakers being droped by AARP recommended insurer

1,546 Views
Message 239 of 602

I want to clarify the California law for those people who have the AAPR-United Heath Care Medicare Supplemental plan.  In California, I found out it's really called the Guaranteed Issue Period.  We don't have an official "Open Enrollment" like the Medicare Advantage Plans.  In theory, I could change plans at any point during the year.  BUT if I do that the insurance company may or may not choose to give me a policy and it may be suject to "underwriting" where they look at my health, claims, etc.  The Guranteed Issue Period is found in the Califonia Insurance Code - Section 10192.11 (h)(1).  And I've pasted it below.  The bottom line is that within the 30 day period AFTER your birthday each year, you CAN change to a Medicare supplement polcy of the same or lesser benefit and the insurance company cannot deny coverage!

That being said, I intend to "shop" my coverage and will likely drop United Heath Care duing my 30 day period!  Good Luck Everyone!

 

(h) (1) An individual shall be entitled to an annual open enrollment period lasting 30 days or more, commencing with the individual’s birthday, during which time that person may purchase any Medicare supplement policy that offers benefits equal to or lesser than those provided by the previous coverage. During this open enrollment period, no issuer that falls under this provision shall deny or condition the issuance or effectiveness of Medicare supplement coverage, nor discriminate in the pricing of coverage, because of health status, claims experience, receipt of health care, or medical condition of the individual if, at the time of the open enrollment period, the individual is covered under another Medicare supplement policy or contract. An issuer shall notify a policyholder of his or her rights under this subdivision at least 30 and no more than 60 days before the beginning of the open enrollment period.

Report Inappropriate Content
2
Kudos
1546
Views
Silver Conversationalist
3
Kudos
1573
Views

Re: Silver Sneakers being droped by AARP recommended insurer

1,573 Views
Message 240 of 602

Same letter we got in Wisconsin.  I switched to Cigna with Silver Fit which is accepted by our local Rec Center and I can participate in all Silver Sneaker classes for free and gym membership is included.  Same price as UHC and no underwriting. My husband slso switched his plan with savings of $600 per year. We switched prescription plans with savings of $148 each per year. If UHC hadn’t dropped Silver Sneakers, we would not have checked into any other options. So guess we owe them a thank you. We also learned that it may be worth the time to check into plan options each year. 

Report Inappropriate Content
3
Kudos
1573
Views