@CarolynS674392 wrote:
And try searching for a comparable job with insurance in your 50s and 60s.
If you are filing for SS EARLY, there is not only a reduction in benefits because you are getting it early - there is also a provision in SS which allows the government to clawback some benefits if you make over $ 21,240 in a years.(2023 rate)
From SSA.gov How Work Affects Your Benefit
If you're younger than full retirement age, there is a limit to how much you can earn and still receive full Social Security benefits. (Less a deduction for getting it early) If you're younger than full retirement age during all of 2023, we must deduct $1 from your benefits for each $2 you earn above $21,240.
An individual health plan on the marketplace if getting a subsidy or off the exchange if you find an individual health plan that you like and can afford seems to be the only options until getting to 65 years old.
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It's Always Something . . . . Roseanna Roseannadanna