Social Security online application

[RickL324241]

My desire is to wait until I turn 66 (my fullretirement age) to collect Social Security (SS) payments. My birthdate is Feb 14, 1953. So full retirement time is approaching.

I started to build the online application but it appeared that I was locking in today's date as my application date!? Which---- I'm afraid could be interpreted as an EARLY RETIREMENT request-- which I do not want!

So--- when should I build the application--- I want to be sure I receive my 'Full Retirement Benefit', but I don't want to miss those first few months of payments!

Thank you very much----  Rick

[GailL1]

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@RickL324241 wrote:

My desire is to wait until I turn 66 (my fullretirement age) to collect Social Security (SS) payments. My birthdate is Feb 14, 1953. So full retirement time is approaching.

I started to build the online application but it appeared that I was locking in today's date as my application date!? Which---- I'm afraid could be interpreted as an EARLY RETIREMENT request-- which I do not want!

So--- when should I build the application--- I want to be sure I receive my 'Full Retirement Benefit', but I don't want to miss those first few months of payments!

Thank you very much----  Rick

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About (3) months before you want your benefits to begin - no more than (4) months - you will get a confirmation online and your letter of confirmation can be accessed via your MySocialSecurity account. - remember the benefit is paid one month in arrears. So you would get your 1st payment in March 2019 as long as your filing is within this 3 - 4 month before period.. 

https://www.ssa.gov/benefits/retirement/

https://www.ssa.gov/planners/retire/1943.html

SSA 2018 - What You Need to Know When You Get Retirement or Survivors Benefits