Why did AARP support UHC increase 06/24

[DanaG519639]

I understand healthcare costs have increased, however to dupe citizen's into buying a supplemental healthcare plan then changing the terms of agreement and increasing the monthly premiums mid-year sets a precedent that is fraudulent. As a company who puts their name behind an insurance career, I hope you will re-evaluate your allegiance with United Healthcare. 

[GailL1]

@DanaG519639 wrote

.. . . buying a supplemental healthcare plan then changing the terms of agreement and increasing the monthly premiums mid-year sets a precedent that is fraudulent

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Your agreement with them states when they will raise premiums?  Where?

They may say that your premiums will be adjusted every year at a certain time because of the declining discount going down ever year but past that there are so many other reasons why they would increase -

• the cost of medical care,
• added coverage under Medicare to which the insurer would also be exposed to added cost,
• changes in state laws on guaranteed issue matters or coverage of those under age 65 on SSDI.

ALL of these things and more affect your premiums for a Medigap plan.  

AARP does not have any say in the running of Medicare Insurance plans.  

But let’s say they did and they advertised that their sponsored plan would take you regardless of health condition at any time - how high do you think your premiums would be if such existed.

You have no guarantee on the premium cost of Medigap plans - they are financial protection plans not health care plans.

Why is your complaint not with the program of Medicare - it is the program of traditional Medicare that does NOT have an annual or even a lifetime maximum out of pocket cost.  

Now you see why so many beneficiaries (about 50%) opt for Medicare Advantage plans rather than the Traditional Medicare - those on MA plans can change their coverage every year if need be.  

[AARPConsumerCare]

@DanaG519639 I Dana, thank you for taking the time to reach out. We're sorry to hear you’re having trouble with one of our benefit providers. We are listening and would like the chance to help as soon as possible. Please visit https://help.aarp.org/s/article/contact-aarp to chat, text, or speak with a representative who can get you in touch with our Member Relations team.  - Janelle M.