Reply
Contributor

Dental Insurance

Any suggestions for the best dental insurance? I live in East Texas close to Tyler and there are lots of options close by, I have looked at the AARP plans which seem reasonable, but it is sort of overwhelming.

Thanks 

0 Kudos
3,137 Views
3
Report
Bronze Conversationalist

@melsmith2424 "best" and "dental insurance" are mutually exclusive terms. Same for dental discount plans.

 

Best advice is to pay cash and forget about dental plans. Some dentists offer a discount for seniors, often without you asking. Mine automatically discounts his fee's 10%. He will file claims for patients but they must pay for services and then wait on reimbursement from their carrier.

 

Most require you to use par dentists for anything other than routine care. Only a small percentage, generally fewer than 20%, of dentists in metro areas participate in network dental plans. Numbers drop even more in rural areas.

 

Dental insurance/discount plans are a headache and not worth the premiums you pay.


Bark less. Wag more.
0 Kudos
3,129 Views
2
Report
Contributor

Thank you for your reply, and yes, I have talked to people that just pay cash and get a discount, also some people go across the border to Laredo to get dental work done.
0 Kudos
3,107 Views
1
Report
Bronze Conversationalist

@melsmith2424 it's not OK to drink the water but dental work is safe?


Bark less. Wag more.
0 Kudos
3,084 Views
0
Report
cancel
Showing results for 
Show  only  | Search instead for 
Did you mean: 
Users
Announcements

To our Online Community Members,

We wanted to let you know that our Community Guidelines and Terms of Service have been updated. The changes are intended to foster more civil discussions in AARP’s online communities. The issues discussed in these communities – including healthcare, retirement and politics – are serious and stir up strong emotions. We should have spirited debates about all of them, but those debates should always be respectful, on topic and fact based. We will be applying these standards in our online communities as we work together, with all of you, to address the challenges that face older Americans. Thank you.


AARP Membership Flash Sale

AARP Games

Throw it back and play Atari's Missile Command. Grab your arsenal to neutralize your enemy and protect your cities from a missile attack. You got this!

AARP Games Atari Missile Command

Your Daily Puzzle

Enjoy our interactive brain-teasers and treat yourself to some mental gymnastics. Try one today.

Your Daily Puzzle