Tell us about yourself:
I enjoy helping people understand the complexities of Medicare. Married (45 years) live in Atlanta with my college sweetheart and wife. Empty nester's but our rescue Doxie (Elsie) entertains us and serves as our burglar alarm. Our son lives in CA and is an engineer @ Google. Our daughter is an art teacher in DC.
Area of knowledge and what I know well:
Over 45 years working in the health insurance arena. 18 years on the carrier side, the balance as an independent agent. Specialize in Medicare benefits since 2010.
Bio
Live in Atlanta as an empty nester. Bring extensive knowledge in medicare and insurance to the community table! Just ask.
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All Activity

@GailL1 government motivation behind this move is saving "taxpayer" dollars, not improving care. DC wants to get out of the health care financing business by transferring the risk to private insurance carriers. That is also why CMS is so heavily prom...
somarco 03-01-2022 05:51 AM
1
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2
Kudos
7170
Views
Google this . . . "accountable care organizations go bust" Worthwhile reading from credible sources. More . . . Medicare approved 32 pioneer accountable care organizations in December 2011; of which 19 remained active through 2015.[7] When the progra...
somarco 02-28-2022 04:38 PM
1
Reply
1
Kudo
7213
Views
@WilliamN605255 If the employer has less than 20 employees and isn't part of a multi-employer or multiple employer group health plan, then Medicare pays first, and the group health plan pays second.Part B is for outpatient health care. As indicated a...
somarco 02-25-2022 07:27 AM
0
Replies
0
Kudos
1431
Views
https://www.cigna.com/individuals-families/plans-services/plans-through-employer/ppo
somarco 02-23-2022 07:54 PM
1
Reply
0
Kudos
5809
Views
The medicare amount plus the medicare supplement which was what used to be paid by Cigna. MAPD is not a supplement plan FWIW, Cigna True Choice was available in 2021 and possibly earlier. Nothing to see here . . . move along folks.
somarco 02-23-2022 05:13 AM
0
Replies
0
Kudos
6011
Views
@GailL1 government motivation behind this move is saving "taxpayer" dollars, not improving care. DC wants to get out of the health care financing business by transferring the risk to private insurance carriers. That is also why CMS is so heavily prom...
somarco 03-01-2022 05:51 AM
1
Reply
2
Kudos
7170
Views
Google this . . . "accountable care organizations go bust" Worthwhile reading from credible sources. More . . . Medicare approved 32 pioneer accountable care organizations in December 2011; of which 19 remained active through 2015.[7] When the progra...
somarco 02-28-2022 04:38 PM
1
Reply
1
Kudo
7213
Views
@WilliamN605255 If the employer has less than 20 employees and isn't part of a multi-employer or multiple employer group health plan, then Medicare pays first, and the group health plan pays second.Part B is for outpatient health care. As indicated a...
somarco 02-25-2022 07:27 AM
0
Replies
0
Kudos
1431
Views
https://www.cigna.com/individuals-families/plans-services/plans-through-employer/ppo
somarco 02-23-2022 07:54 PM
1
Reply
0
Kudos
5809
Views
The medicare amount plus the medicare supplement which was what used to be paid by Cigna. MAPD is not a supplement plan FWIW, Cigna True Choice was available in 2021 and possibly earlier. Nothing to see here . . . move along folks.
somarco 02-23-2022 05:13 AM
0
Replies
0
Kudos
6011
Views
@GailL1 government motivation behind this move is saving "taxpayer" dollars, not improving care. DC wants to get out of the health care financing business by transferring the risk to private insurance carriers. That is also why CMS is so heavily prom...
somarco 03-01-2022 05:51 AM
1
Reply
2
Kudos
7170
Views
Google this . . . "accountable care organizations go bust" Worthwhile reading from credible sources. More . . . Medicare approved 32 pioneer accountable care organizations in December 2011; of which 19 remained active through 2015.[7] When the progra...
somarco 02-28-2022 04:38 PM
1
Reply
1
Kudo
7213
Views
@WilliamN605255 If the employer has less than 20 employees and isn't part of a multi-employer or multiple employer group health plan, then Medicare pays first, and the group health plan pays second.Part B is for outpatient health care. As indicated a...
somarco 02-25-2022 07:27 AM
0
Replies
0
Kudos
1431
Views
https://www.cigna.com/individuals-families/plans-services/plans-through-employer/ppo
somarco 02-23-2022 07:54 PM
1
Reply
0
Kudos
5809
Views
The medicare amount plus the medicare supplement which was what used to be paid by Cigna. MAPD is not a supplement plan FWIW, Cigna True Choice was available in 2021 and possibly earlier. Nothing to see here . . . move along folks.
somarco 02-23-2022 05:13 AM
0
Replies
0
Kudos
6011
Views
Public Statistics
Date Registered ‎07-20-2011 07:13 PM
Last Visited
Total Messages Posted 201
Total Kudos Received 107
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