AARP Hearing Center
I cannot answer your question about the AARP but make sure you use a FIDUCIARY.
Pay for a consult with one - because they have your interest as their priority - not every Financial Advisor does because they may be looking at what makes them the most money - IOW they sell you the investment that brings the most money to them.
A Fiduciary is fee based - they don’t make money unless you make money.
Just Check it out.