Hi @CandisM936612 and thank you for your post. Lots to think about as you plan for the upcoming years. My two cents: it may be helpful to write out a few possible scenarios and talk them through with an elder law attorney. You are young but have some health issues that may escalate or mean that you need a little more help at home, especially if you age in place in your current place. It's a good time to be thinking about what the future might look like if you need professional caregivers or more medical care. Also, health and medical aside, will you be more isolated in your current space as you age? Would you need to rely on public benefits like Medicaid if you needed to reside in a facility for any period of time or do you have enough assets to private pay? Having an elder law attorney or financial planner walk through the scenarios with you may be useful. In some cases, you can keep a home as an asset and qualify for public benefits. They will also be able to work with you to create your necessary documents and come up with a forward-thinking plan as you don't believe your sister and friend would be up to the task to caregive should you need a caregiver. I wish you the best of luck and please keep us posted on your progress!
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