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Re: ATM Smart Savings Sweepstakes

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Message 421 of 672

Put everything you can on a cash rewards card and save the rewards earned..

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Re: ATM Smart Savings Sweepstakes

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Message 422 of 672

Dining: Always go with a coupon, a "special" day where prices are cheaper like El Fenix here in Dallas always has Wednesday specials.  For added discounts, ex: Applebees has a 2/$25 special and Green Apple discount card for over 60.  Groceries: In addition to coupon clipping I always round up on the check (when I write one), if cash I save change, I've found certain stores have great sales on items I like and work similarly to expensive ex: Aldi has a Day Creme that rivals the $400. a bottle, I can spot shop there, Costco, Sams, all online to see where the biggest bang for the buck before I travel so I can shop in route or back home so I don't waste extra time/gas.  I've also gone organic in my gardening to save on lawn care.  Started shopping upscale resale/consignment shops as well.

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Re: ATM Smart Savings Sweepstakes

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Message 423 of 672

I use my short short-term memory to my advantage: whenever I have cash in hand (very rarely - it cries out to be spent):

 

1.  I quickly place the largest bill in a special Red Envelope that I keep in

     in the same place in my home, year after year. 

        * I do not look at how much money is already in the Red Envelope.

        * I forget about it. DONE.

 

 2. I plink the change into the correct plastic tube (penny, nickel, dime, quarter) 

     of a simple coin sorter I bought long ago - all manual, nothing moving.

        * I do not look at how much is already in the coin tubes.

        * I forget about it. DONE.

        * When a tube fills up, I use a coin roll (from the credit union or

           dollar store) and put the full roll in a special box near the Red Envelope.

        * I forget about it. DONE.

 

 3,  When I am preparing for a special trip, getaway or unusual travel (only

      about once or twice a year) I raid the Red Envelope, the special box

      and the coin sorter.

 

  The "Fun Money" total is a happy surprise - always more than I remembered.

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Re: ATM Smart Savings Sweepstakes

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Message 424 of 672

Plan for your retirement.  How much traveling do you want to do, what is your health, do you need to work part time.

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Re: ATM Smart Savings Sweepstakes

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Message 425 of 672

eat nutritious food and eat in moderatiion.

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Re: ATM Smart Savings Sweepstakes

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Message 426 of 672

Borrow, don't buy  tool you'll only use once or twice. If you cannot borrow it, rent it. Rent a vehicle for those long distance drives and save wear & tear on your vehicle.

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Re: ATM Smart Savings Sweepstakes

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Message 427 of 672
Use credit cards that give cash back and pay them all off each month.
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Re: ATM Smart Savings Sweepstakes

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Message 428 of 672

I buy brand name, fashionable apparel at the end of the season and store it away until the next season.  My friends are amazed that I am able to afford such classy clothes! 

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Re: ATM Smart Savings Sweepstakes

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Message 429 of 672

When you have a lot of errands to run, pack a lunch in a small cooler instead of eating in a resturant.

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Re: ATM Smart Savings Sweepstakes

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Message 430 of 672

When you have a lot of errands to run, pack a lunch in a small cooler rather than eating in a resturant.

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