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Re: ATM Smart Savings Sweepstakes

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Message 241 of 671

I have a direct deposit savings account through the credit union in the town where I work.  I do not have a debit or credit card for it.  This way, I have to actually drive to the credit union office during regular business hours in order to withdraw money.  That's too much trouble so the money stays safely in my account and just keeps building and earning interest.  Also, I do not have the account number memorized so I would have to look it up every time.  Again, too much trouble.

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Re: ATM Smart Savings Sweepstakes

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Message 242 of 671

Before buying anything online, wait a day.  I've found that many times my need for the item has disappeared!

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Re: ATM Smart Savings Sweepstakes

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Message 243 of 671

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Re: ATM Smart Savings Sweepstakes

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Message 244 of 671

I keep copies of all my reciepts and go through them each week so I am more conscious about what I spend. Even receipts for a cup of coffee.  Make my husband and kids do it too. Then we look at the end of the week.  Pretty eye opening.

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Re: ATM Smart Savings Sweepstakes

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Message 245 of 671

So many ways to save if you just do it!

Try saving just $1 a day and at the end of the month....guess what? That's $30 ....easy! That's 1 less soda pop, 1 less candy bar, 1 less coffee from the drive-thru, 1 less cigarette...get the picture?! And actually all those things cost more than a dollar! 

Combine all of the errands you can into 1 trip instead of driving here and there wasting gas! Some days I stay at home and don't go out at all!

Happy savings people!

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Re: ATM Smart Savings Sweepstakes

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Message 246 of 671

Pay yourself first! You will never miss the money and it grows fast.

 

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Re: ATM Smart Savings Sweepstakes

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Message 247 of 671

everyday throw your change into a jar and save. i always save a few hundred dollers per year by doing that

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Re: ATM Smart Savings Sweepstakes

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Message 248 of 671

Keep expenses to a minimum. The old maxim, "A penny saved is a penny earned" is quite true.

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Re: ATM Smart Savings Sweepstakes

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Message 249 of 671

Change your attitude to "There's really nothing that I need or have to have, so no need to shop or spend money today!"

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Re: ATM Smart Savings Sweepstakes

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Message 250 of 671

everyday throw your change into a jar and save. i always save a few hundred dollers per year by doing that

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