@JaniceB282355
I find it hard to believe that the $ 129 per 6-months is due to this infraction because it is not a moving violation.
Look at your coverage and under which part of it was the increase or was it spread out over many types of coverages.
Most likely it has more to do with other things like:
- you crossed over into another age bracket - Insurance companies treat elderly drivers almost the same as teen drivers. Senior discounts usually kick in around 55 years old, but if you are over 70 years old, your rate will probably start to climb.
- new and used cars now have a lots of value - the average new car these days cost over $37,000 - hit one of those and your insurance has to pay A LOT.
- medical cost are also higher
- you may live in a zip code that has experienced a lot of car accidents, car theft or car break-ins
- your credit score also affects your rates - so did that take a dive for some reason.
Since this infraction is not a moving violation - in fact, it has little to do with your actual driving so it should have little effect.
Talk to your insurance agent and find out why there was this increase. Then you can take action to try and reduce it by:
- make sure they have you rated as a low miles driver - most times you can set the miles; the lower the miles, the lower the premium
- make sure you check your credit score for any changes
- you could adjust your deductible(s) up to modify your premiums
Your insurance agent should be able to make sure you are insured properly based on your details - talk it over with your agent.
It's Always Something . . . . Roseanna Roseannadanna