I wanted to get a lifetime, but no way I could afford it at the time.  Now I am 81 and can afford it, I look at actuarial tables and feel it's a good deal, if I live to 100.  My current membership expires 10/23.  If I paid for 5 years would I lose th...

I call and search for help, all I get is pamphlets & and web sites.  I need face to face help.