As with most long terms policies, when we started a claim, we didn't have pay the premium any more. Here's how we started our LTC claim.  We first immediately reported my father's very first slip and  fall to a doctor in a face to face checkup visit....

Anyone here have a Genworth LTC policy with a "supplementary benefit" clause?  My father's contract was signed around 1993, and includes a clause called a "supplemental plan of care" which has been a twilight zone of secret benefits which Genworth is...