AARP Eye Center
I am 76 and my spouse is 79. She applied for Social Security benefits at her full retirement age. I was subject to GPO so I couldn't apply for spousal benefits. Please help me with the following questions:
1. Will my spousal benefits be one half of her current SS benefits?
2. If she were to die tomorrow, would my survivor benefit be equal to her full current benefit?
3. Where can I find her PIA? I can't find it in her mySocialSecurity account or in the letters Social Security sends.
Thanks for your help.
1. Will my spousal benefits be one half of her current SS benefits?
ANSWER: At the most - that is what spousal benefits are at FRA 50% of the primary’s benefit. Reduction applies if the spouse is less than FRA.
2. If she were to die tomorrow, would my survivor benefit be equal to her full current benefit?
YES
3. Where can I find her PIA? I can't find it in her mySocialSecurity account or in the letters Social Security sends.
Since she is already receiving benefits then you will have to rely on the PIA that she is now receiving. Take her benefit divide by 12 and that should be her current PIA.
"I downloaded AARP Perks to assist in staying connected and never missing out on a discount!" -LeeshaD341679