@ralmon Thanks for the explanation. Have to confess I didn't know what Steam is.
Very glad though to find a thread actually about the program. Took any number of tries to do that. All the "what I am doing" posts are okay but not in a forum supposedly devoted to the program. Good luck with Steam request.
I agree about the masses of Covid19 related threads. There should probably be a dedicated section just for that.
It's rare to find Steam gift card discounts. More likely the greater value is found within Steam itself when they do internal sales. I'll probably just buy a $50 card from them online. If one shows up in the Rewards program, I can still try to jump on it.