UNDERSTANDING YOUR BENEFIT OF MEDICARE

[GailL1]

Have you EVER read, listened to or viewed the Medicare .gov Publication of “MEDICARE and YOU”?  Cover to Cover

It covers all the Parts of Medicare and how they work for you based on your choices.   It covers how a Medigap plan works with your choice of Traditional Medicare.   It also covers how benefits a covered by Traditional Medicare specifically.

If you pick a Medicare Advantage plan (every year) [Medicare Part C] as your choice in how you get your Medicare benefits, do you sit down and read your Explanation of Coverage from your selected insurer?

This covers how you get your Medicare Benefits under the Medicare Advantage option and what you pay for specific covered services - specifically and for this chosen insurer.

If you do one or both of these things - does it help with your understanding of the Medicare program?

Same thing would be true of Part D -

• Standalone plans if you are using Traditional Medicare - PDP (Prescription Drug Plans)
• Included Part D benefits included in Medicare Advantage Plan - MAPD - Medicare Advantage Plan with Prescription Drug Coverage included.
• OR a few Medicare Advantage plans that do not cover Prescription Drug Cover - MA - Medicare Advantage only - for those with some type of outside credible prescription drug coverage - like the VA or CHAMPVA