Periodic Contributor

Advice for Medicare enrollment under 20 employees

I'm turning 65 in a few weeks.  I'm currently employed at a company with less than 20 employees and do not anticipate retiring anytime soon.  Right now, my employer pays 100% of healthcare premiums for my two children and me.  Because of my and my wife's combined salary, I expect the Medicare premium to be much greater than the $170 a month minimum.


Obviously, having Medicare coverage is not going to benefit me very much since my current coverage is fine.  Is there anything I can do to avoid or minimize the Medicare premiums I'm going to be required to pay?

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