Advantage Plan Leaving Your Zip and Want Traditional Medicare WITH A MEDIGAP with NO Underwriting

[GailL1]

Yes, you are offered a SPECIAL guaranteed issue period for a Medigap plan when this happens.

HOWEVER, there are only specific Medigap plans offered in this situation.

Medicare.gov- Choosing A MEDIGAP POLICY  

SEE SPECIFICALLY SECTION 3, “YOUR RIGHT TO BUY A MEDIGAP POLICY”  on page 18 chart -  of this pdf booklet.  

What is the reason for this - to keep down the cost of those who have been in the other Medigap  plans since their initial enrollment because adding people later on with perhaps health issues without underwriting is gonna increase the cost of those plans that they can get during this special enrollment period.  

Guess this is one of the reasons that Plan N is becoming much more popular as an option - it is supposed to be insulated somewhat insulated to this.