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MichaelH904998
Conversationalist ⭐
March 12, 2024

AARP UHC Plan G 2024 Rate Increase

  • March 12, 2024
  • 33 replies
  • 11618 views

12.7 % in Arizona averaged husband and wife.  Wasn't expecting such a high increase.  

We do not have the Plus plan or whatever that is discounted in the early years.  That plan basically phases out the discount for add ons that we chose not to take.  So this is just straight G coverage only.  

 

For those that have been in the plan longer, (this is our first rate increase), what were you seeing over the years.  Anyone know where there this is a historical table?  

      33 replies

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      mc85147526
      Contributor ⭐
      April 1, 2024

      I

      I started off with $110 last year at 65 and its now increasing to $158 later this year  , Plan G AARP UHC . I know there is a discount on the first year but its a big increase

        GailL1
        GailL1
        Community Champion ⭐⭐⭐
        April 1, 2024

        Get ready for more - discount being shaved off, area medical inflation, rating method used - age oriented or community rated.

        BTW - it is your state that approves the premium raises that is submitted to them by the insurer.  

         

         

        IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna
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        MichaelH904998Author
        Conversationalist ⭐
        April 1, 2024

        Not all states actually approve rate increases - ADOI is the Arizona Department of Insurance 

         

        Reference Document

         

         

        Does the Arizona Department of Insurance (ADOI) approve an increase in my premium?

         

        No. Arizona law does not permit ADOI to approve or disapprove rate increases. However, insurers must
        file rate changes with ADOI before using those rates to calculate premium. ADOI is required to review
        all individual and small group major medical health insurance rates to ensure that the rates are
        “reasonable,” based on the legal standards that apply. (Legal Standards available at
        http://www.ecfr.gov/cgi-bin/text-idx?SID=09179ad6214b7033a7036b3758543ddc&mc=true&tpl=/ecfrbrowse/Title45/45cfr154_main_02.
        tpl )
        Arizona has been designated an “Effective Rate Review” state in accordance with federal standards
        (learn more about Effective Rate Review at https://www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/rate_review_fact_sheet.html ).

         

        Some of the URLS are clipped by this board so copy and paste.  

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          MichaelH904998Author
          Conversationalist ⭐
          April 14, 2025

          And now for 2025 it's another 19%.  I thought UHC was supposed to be reasonable.  

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            TRL1111
            Community Champion ⭐
            April 15, 2025
            @MichaelH904998 wrote:

            I thought UHC was supposed to be reasonable.  


            How do you define "reasonable"?  And if it's defined as "on par with or cheaper than others," who told you that?

             

             

             

             

             

             

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              MichaelH904998Author
              Conversationalist ⭐
              April 15, 2025

              Just what I could find a research when I purchased.  Expected maybe 5-8%.  Getting info wasn't easy but seems like all of them are doing this.  

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