Financial challenges with family member

I have a family  member who we believe is outspending his means.  We would like to involve a third party in discussing his behavior to be impartial and to help guide him to more responsible spending.  Any recommendations on how to find someone to fill this role?

AARP Expert

An issue fraught with danger, to be sure! I have a lot of questions:

Is he otherwise pretty responsible and 'with it'? No (other) signs of dementia? He's not bipolar is he? The manic phase of the disease can show up in behavior of spending a lot of money, suddenly. Forgetful?


With or without dementia or other cognitive impairment, its hard to talk about money with anyone, especially an elder to you. Does he have an attorney anyway? That person might be a good mediator. Lawyers have gravitas and authority, usually.


A lot of people live beyond their means. How is it a problem here? Will he pass away before the credit card debt catches up with him? He could pay the minimum for a loooooooong time. Is he neglecting other financial responsibilities? 


As for other mediators, it helps if he already respects them: a pastor, an old friend, although he might resent you talking to the friend behind his back.


More info? Anyone else have ideas?



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