YET ANOTHER AARP PROVIDER SCAM

[nctarheel]

Just got a set of AARP Prescription Discount cards, personalized with my name, through a program run by OPTUM RX, whoever they are.

These cards were sent with no request being made for them by me.

They were sent by AARP.

These cards provide the following benefits:

A DRUG FOR WHICH I PAY $80 FOR A THREE MONTH SUPPLY WOULD ONLY COST $1600+ THROUGH THIS WONDERFUL AARP BENEFIT PROGRAM!!!!!

[GailL1]

As with any prescription, you shop around to see where you get the best price and that is gonna depend on the med and the the pharmacy.  Sometimes that cheapest price is using your prescription drug plan other times that may be NOT using the Rx insurance plan but using a discount card and paying cash - be that GoodRx, Amazon or a world of others at the place where the base price is cheaper and you can use a (specific) discount card.

If it is a generic med, even using a discount pharmacy like CostPlus could give you the best (cash) price.  

No one method is gonna work on all meds; just another method to cut the cost, if applicable.

Don't you shop around for the cheapest price on OTC med - kind of the same principal.

[JohnC433111]

I agree Gail.  I have yet to find a single AARP affiliated program that actually saves me any money.  I have checked auto insurance, life insurance, motorcycle insurance, rental cars, hotel stays, and pharmaceuticals. I stand corrected, AARP saved me $12 when I switched my phones over to AT&T.

[nctarheel]

@GailL1,

I might agree with you if AARP'S provider was touting a competitive price to others as a cost savings. For example, if my $80 drug was $85 or $90 from AARP's provider then I can see AARP offering this provider as an alternative source.

But here we have the provider touting $1,600 as a cost savings for the AARP member.... that is ridiculous for a drug that costs $80 from other sources.

AARP's cost savings by most of their providers are almost always inferior to other sources, be it auto insurance, life insurance, travel, or other offerings.

Their rewards program can only be described as a farce. Most rewards can be garnered from other sources easier.

Their discounts are also inferior as most of their discounts are for companies that provide discounts directly to the consumer with less trouble. And these companies, for the most part, won't let you claim their direct discounts in conjunction with claiming an AARP discount.

[GailL1]

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@nctarheel wrote:

@GailL1,

AARP's cost savings by most of their providers are almost always inferior to other sources, be it auto insurance, life insurance, travel, or other offerings.

Their rewards program can only be described as a farce. Most rewards can be garnered from other sources easier.

I agree that any member or non-member discount has to taken with a grain of salt.  Comparing apples to apples has to be done to determine whatever cost savings or other benefits.

It is always buyer beware.  

As for that one med you referenced - if one had no insurance, or insurance coverage for the med or other discount card to use even though many are available for the asking - the AARP discount price for it might be the best that can be mustered for them; if it was absolutely needed.

More than anything else, seniors need to learn how to shop - or have some help doing it - Hey, at least you did check to determine any benefit or no benefit.

What I find to be appalling is that you have to have an AARP membership BEFORE one can even check to see if the member benefit might be good for them.   

[shelleyjacobson]

I confirmed.

Compared both the price on the AARPpharmacy.com to perks.optum.com for a few of my prescriptions. Diffenence 20% more using AARP card. Why does AARP sponsor this scam.