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[PSJ2212]

We are withdrawing from this forum

[GailL1 · Accepted solution]

@PSJ2212 wrote

The Hartford refused to pay anymore than half of the cost to repair the damages so we ended up paying the other half of the damages (almost $5000).

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What was the reason they gave?   How much was your deductible?  How much was the car worth?    

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@PSJ2212 wrote

. . . . . we found out that The Hartford has more than the normal number of complaints to the Utah Department of Insurance.

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How many of the complaints have been validated?

Complaints without facts to back them up are useless. 

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@PSJ2212 wrote

One other comment we would like to make is that the highest level of coverage for Uninsured Motorist Property Damage is only $3500.

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What the Utah code requires is:

31A-22-305.5 Uninsured motorist property damage coverage -- Coverage limitations.

(2)(a) Except as provided under Subsection (5), the coverage provided under this section shall include payment for loss or damage to the motor vehicle described in the policy, not to exceed the motor vehicle's actual cash value or $3,500, whichever is less.

https://le.utah.gov/xcode/Title31A/Chapter22/C31A-22-S305.5_1800010118000101.pdf