I used my credit card thank you reward points for gift cards to give for birthday and the holidays, Also, every month they offer 3-4 gift cards for lower points.  Makes my gift giving manageable. 

Using our AARP reward points for gift certificates helps our budget.  A while back we purchased discounted gift certificates for a streaming service and applied them to our account.  We have used the $5 gift cards for discounts at participating retai...