Besides logging such things as:  speeding, hard braking, cell phone use, etc., the app also monitors "road conditions".  Which--according to what I have read---rates such things as "the amount of traffic on the route, the number of stop lights, the ...

It is American Benefit Life Insurance Co. I was suspicious of the whole idea of "Medicare Advantage" plans from the get-go.  What raised the "red flags" for me. was that it was being promoted by such groups as The Heritage Foundation, The Cato Instit...

I am 71 and have had traditional Medicare with a medigap policy from the beginning.  Back in 2020 (when I turned 65), "Medicare advantage" was all the rage.  Joe Namath and William Shatner constant ads for Advantage plans on MeTV.  Low to no premiums...

 I live in a rural area, and many smaller community hospitals in my state do NOT take Medicare Advantage plans.  Precisely for the reasons you mention.

Reading all of these, is why I am glad I stuck with traditional Medicare. Too many seniors listened to all those TV ads from celebrities pushing Medicare Advantage plans.  Yeah---it sounded great!  Lower premiums, a smattering of dental/vision care. ...