I know how insurance works.  67% increase after 1% increase year before is suspicious and people need to review policy before just auto pay.  btw AAA is $600 cheaper using exactly same parameters.  

Two years ago, I switched to The Hartford and saved hundreds on car insurance. Told everyone I knew!  Second year, only had an increase of a couple dollars! Thrilled!  Told everyone and even got a couple people to get quotes.  Third year, rates went ...