Sandra:  Please rewrite your post using your own words. I would appreciate it. Most of it is taken word for word from my earlier post: "use my credit cards for everything, including utilities, groceries, evenings out, etc. Most cards are targeted to ...

Great ideas! Chicken thighs are the best. I just read that most pro chefs use thighs instead of breasts, because not only do they taste better, but they're impossible to overcook.

Nearly everything I wear and every piece of furniture in my home comes from a second hand store or the "used" section on ebay and other websites. 

Same here, John. The only thing I hate about walmart delivery are the plastic bags! I even wrote to corporate headquarters a few times with a great idea ( i thought so anyway). Customers could pay a one-time fee ( i haven't worked that part out yet L...

 Wendy, Some utilities and even other services may charge a fee for paying by CC. For example, I wanted to use one of my cards to pay my homeowner's insurance premium. That would have been a nice payback! But they charged a 3% fee, so it would have b...