That is the reason for the change.  UHC is run by MBA's.  There is no analysis for expenses not incurred; claims not made.  This change will affect their client population. Be careful of making a change in your plan.  Many rules on preexisting issues...

I’m getting ready to enroll.  No UHC for me.  UHC makes obscene money.  AARP should drop their endorsement for the UHC supplemental plans.  I love the YMCA.