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When you are in a guaranteed issue period, like right after you turn 65, there is no underwriting BUT that being said, if you are passed that period EVERY Supplement carrier, not just UHC will put you through underwriting and you get the quote ONLY i...
ykaplinsky 12-04-2024 01:54 PM
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You do know that Supplements HAVE NO NETWORKS...RIGHT?  any doctor that takes Medicare has to take a Supplement with no referrals....NO NETWORKS.  IF you have to stay in network, you do NOT have a Supplement.  You have an ADVANTAGE plan.
ykaplinsky 09-21-2023 03:00 PM
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14169
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OMG.  Medicare (the government) pays first.  UHC, BY LAW, cannot deny the claim if Medicare has paid first.  THAT IS IF YOU HAVE A SUPPLEMENT.  If you have an ADVANTAGE policy, that works very differently and your doc has to show medical necessity fo...
ykaplinsky 09-21-2023 02:55 PM
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Replies
0
Kudos
20649
Views
You do know that if Medicare (the GOVERNMENT) approved the MRI, then UHC HAS to pay ...they cannot turn down anything.  Now maybe you have a Medicare ADVANTAGE policy and that is very different from a Medicare SUPPLEMENT. 
ykaplinsky 09-21-2023 02:51 PM
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Replies
0
Kudos
20649
Views
Call customer service number on the back of your card...talk to a LIVE person not a chat because some chats are computers not people.  If it is a paper bill, write on it Canceled as of 12-7-23.  If it is a bank draft, they will refund the money.  Do ...
ykaplinsky 01-18-2023 08:36 AM
0
Replies
0
Kudos
24236
Views
When you are in a guaranteed issue period, like right after you turn 65, there is no underwriting BUT that being said, if you are passed that period EVERY Supplement carrier, not just UHC will put you through underwriting and you get the quote ONLY i...
ykaplinsky 12-04-2024 01:54 PM
0
Replies
0
Kudos
10648
Views
You do know that Supplements HAVE NO NETWORKS...RIGHT?  any doctor that takes Medicare has to take a Supplement with no referrals....NO NETWORKS.  IF you have to stay in network, you do NOT have a Supplement.  You have an ADVANTAGE plan.
ykaplinsky 09-21-2023 03:00 PM
0
Replies
0
Kudos
14169
Views
OMG.  Medicare (the government) pays first.  UHC, BY LAW, cannot deny the claim if Medicare has paid first.  THAT IS IF YOU HAVE A SUPPLEMENT.  If you have an ADVANTAGE policy, that works very differently and your doc has to show medical necessity fo...
ykaplinsky 09-21-2023 02:55 PM
0
Replies
0
Kudos
20649
Views
You do know that if Medicare (the GOVERNMENT) approved the MRI, then UHC HAS to pay ...they cannot turn down anything.  Now maybe you have a Medicare ADVANTAGE policy and that is very different from a Medicare SUPPLEMENT. 
ykaplinsky 09-21-2023 02:51 PM
0
Replies
0
Kudos
20649
Views
Call customer service number on the back of your card...talk to a LIVE person not a chat because some chats are computers not people.  If it is a paper bill, write on it Canceled as of 12-7-23.  If it is a bank draft, they will refund the money.  Do ...
ykaplinsky 01-18-2023 08:36 AM
0
Replies
0
Kudos
24236
Views
When you are in a guaranteed issue period, like right after you turn 65, there is no underwriting BUT that being said, if you are passed that period EVERY Supplement carrier, not just UHC will put you through underwriting and you get the quote ONLY i...
ykaplinsky 12-04-2024 01:54 PM
0
Replies
0
Kudos
10648
Views
You do know that Supplements HAVE NO NETWORKS...RIGHT?  any doctor that takes Medicare has to take a Supplement with no referrals....NO NETWORKS.  IF you have to stay in network, you do NOT have a Supplement.  You have an ADVANTAGE plan.
ykaplinsky 09-21-2023 03:00 PM
0
Replies
0
Kudos
14169
Views
OMG.  Medicare (the government) pays first.  UHC, BY LAW, cannot deny the claim if Medicare has paid first.  THAT IS IF YOU HAVE A SUPPLEMENT.  If you have an ADVANTAGE policy, that works very differently and your doc has to show medical necessity fo...
ykaplinsky 09-21-2023 02:55 PM
0
Replies
0
Kudos
20649
Views
You do know that if Medicare (the GOVERNMENT) approved the MRI, then UHC HAS to pay ...they cannot turn down anything.  Now maybe you have a Medicare ADVANTAGE policy and that is very different from a Medicare SUPPLEMENT. 
ykaplinsky 09-21-2023 02:51 PM
0
Replies
0
Kudos
20649
Views
Call customer service number on the back of your card...talk to a LIVE person not a chat because some chats are computers not people.  If it is a paper bill, write on it Canceled as of 12-7-23.  If it is a bank draft, they will refund the money.  Do ...
ykaplinsky 01-18-2023 08:36 AM
0
Replies
0
Kudos
24236
Views
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Date Registered ‎07-28-2009 12:00 AM
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