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Most 401k programs permit a direct rollover into an IRA.  Just make sure the check is made out to the new institution and NOT yourself!
sktn77a 12-19-2021 09:17 AM
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218
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Consider it a legacy to your spouse or children.  If it's a whole life (or similar), you can stop paying premiums and have them paid from the annual dividend.  This will slow down the cash value increases but if you don't need it during your lifespan...
sktn77a 12-19-2021 09:14 AM
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Replies
0
Kudos
405
Views
A couple of observations: Social security benefits are already "means tested".  The "break points" in determining PIA penalize those with higher incomes.  Moreover, they will pay more tax on their benefit by virtue of having financially prepared for ...
sktn77a 07-30-2021 11:45 AM
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1404
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It's a difficult position to be in, I'll grant you.  But whole "loan forgiveness" business just confuses me.  I'm going into retirement with a similar mortgage payment but really don't have any choice but to keep paying it.  
sktn77a 07-30-2021 11:36 AM
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Replies
1
Kudo
1241
Views
You should be able to call your local SS office.  If they can't help you by phone, request an in-person appointment.
sktn77a 07-30-2021 11:32 AM
0
Replies
0
Kudos
553
Views
Most 401k programs permit a direct rollover into an IRA.  Just make sure the check is made out to the new institution and NOT yourself!
sktn77a 12-19-2021 09:17 AM
0
Replies
0
Kudos
218
Views
Consider it a legacy to your spouse or children.  If it's a whole life (or similar), you can stop paying premiums and have them paid from the annual dividend.  This will slow down the cash value increases but if you don't need it during your lifespan...
sktn77a 12-19-2021 09:14 AM
0
Replies
0
Kudos
405
Views
A couple of observations: Social security benefits are already "means tested".  The "break points" in determining PIA penalize those with higher incomes.  Moreover, they will pay more tax on their benefit by virtue of having financially prepared for ...
sktn77a 07-30-2021 11:45 AM
1
Reply
1
Kudo
1404
Views
It's a difficult position to be in, I'll grant you.  But whole "loan forgiveness" business just confuses me.  I'm going into retirement with a similar mortgage payment but really don't have any choice but to keep paying it.  
sktn77a 07-30-2021 11:36 AM
0
Replies
1
Kudo
1241
Views
You should be able to call your local SS office.  If they can't help you by phone, request an in-person appointment.
sktn77a 07-30-2021 11:32 AM
0
Replies
0
Kudos
553
Views
Most 401k programs permit a direct rollover into an IRA.  Just make sure the check is made out to the new institution and NOT yourself!
sktn77a 12-19-2021 09:17 AM
0
Replies
0
Kudos
218
Views
Consider it a legacy to your spouse or children.  If it's a whole life (or similar), you can stop paying premiums and have them paid from the annual dividend.  This will slow down the cash value increases but if you don't need it during your lifespan...
sktn77a 12-19-2021 09:14 AM
0
Replies
0
Kudos
405
Views
A couple of observations: Social security benefits are already "means tested".  The "break points" in determining PIA penalize those with higher incomes.  Moreover, they will pay more tax on their benefit by virtue of having financially prepared for ...
sktn77a 07-30-2021 11:45 AM
1
Reply
1
Kudo
1404
Views
It's a difficult position to be in, I'll grant you.  But whole "loan forgiveness" business just confuses me.  I'm going into retirement with a similar mortgage payment but really don't have any choice but to keep paying it.  
sktn77a 07-30-2021 11:36 AM
0
Replies
1
Kudo
1241
Views
You should be able to call your local SS office.  If they can't help you by phone, request an in-person appointment.
sktn77a 07-30-2021 11:32 AM
0
Replies
0
Kudos
553
Views
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Date Registered ‎04-06-2013 07:07 PM
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