Difficult to fully understand your post - do you live in the US or Mexico.  If the US, the reverse mortgage is the choice of last resort to fund your final years.  But it is a valid choice.  If Mexico, they may have different rules on reverse mortgag...

Well, you're lucky.  We've been with State Farm for over 40 years.  This last time round, they increased out bundled homeowners (2 homes) and auto (3 cars) by 50%.  I'm in the process of getting competing bids for our insurance but they aren't saving...

May or may not be relevant to the above but remember, Medicare is paid in advance, Social Security is paid in arrears.  So your first Social Security payment may have TWO monthly payments deducted for Medicare.

I believe you can also file a complaint with you State Insurance Commission.

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