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There is no conspiracy to defraud older people. By law the Medigap plans must maintain a minimum benefit in the form of payments for medical services. A loss ratio of 80% (i.e. 80% of premiums are returned in the form of payments to providers) is typ...
0
Replies
0
Kudos
10901
Views
I believe the increase due to inflation aka "Product Increase" can occur mid year. My notice shows my rates staying steady for 2024 but going up on Jan 1st 2025. Not sure if this because they time the update with the calendar year or because that's ...
1
Reply
2
Kudos
17990
Views
While Advantage plans have many drawbacks, such as pre-approvals and limited networks they are much cheaper. I commend AARP for sponsoring all types of medical retirement plans. For some folks Advantage is all they can afford and Advantage is bette...
0
Replies
1
Kudo
9915
Views
Correct. The IRA did expand benefits for Plan D recipients. But as always there is no such thing as a free lunch. We are fortunate that this change came just as we reached retirement age. My wife's medications are extraordinarily expensive so she wi...
0
Replies
0
Kudos
18252
Views
The reason we chose AARP Plan N is that it's community rated in our state (Tennessee). Which means the cost cannot increase due to age after age 82. At 65 you get a 45% discount and the discounts from 65-82 are clearly disclosed in the UHC document...
0
Replies
2
Kudos
18262
Views
There is no conspiracy to defraud older people. By law the Medigap plans must maintain a minimum benefit in the form of payments for medical services. A loss ratio of 80% (i.e. 80% of premiums are returned in the form of payments to providers) is typ...
0
Replies
0
Kudos
10901
Views
I believe the increase due to inflation aka "Product Increase" can occur mid year. My notice shows my rates staying steady for 2024 but going up on Jan 1st 2025. Not sure if this because they time the update with the calendar year or because that's ...
1
Reply
2
Kudos
17990
Views
While Advantage plans have many drawbacks, such as pre-approvals and limited networks they are much cheaper. I commend AARP for sponsoring all types of medical retirement plans. For some folks Advantage is all they can afford and Advantage is bette...
0
Replies
1
Kudo
9915
Views
Correct. The IRA did expand benefits for Plan D recipients. But as always there is no such thing as a free lunch. We are fortunate that this change came just as we reached retirement age. My wife's medications are extraordinarily expensive so she wi...
0
Replies
0
Kudos
18252
Views
The reason we chose AARP Plan N is that it's community rated in our state (Tennessee). Which means the cost cannot increase due to age after age 82. At 65 you get a 45% discount and the discounts from 65-82 are clearly disclosed in the UHC document...
0
Replies
2
Kudos
18262
Views
There is no conspiracy to defraud older people. By law the Medigap plans must maintain a minimum benefit in the form of payments for medical services. A loss ratio of 80% (i.e. 80% of premiums are returned in the form of payments to providers) is typ...
0
Replies
0
Kudos
10901
Views
I believe the increase due to inflation aka "Product Increase" can occur mid year. My notice shows my rates staying steady for 2024 but going up on Jan 1st 2025. Not sure if this because they time the update with the calendar year or because that's ...
1
Reply
2
Kudos
17990
Views
While Advantage plans have many drawbacks, such as pre-approvals and limited networks they are much cheaper. I commend AARP for sponsoring all types of medical retirement plans. For some folks Advantage is all they can afford and Advantage is bette...
0
Replies
1
Kudo
9915
Views
Correct. The IRA did expand benefits for Plan D recipients. But as always there is no such thing as a free lunch. We are fortunate that this change came just as we reached retirement age. My wife's medications are extraordinarily expensive so she wi...
0
Replies
0
Kudos
18252
Views
The reason we chose AARP Plan N is that it's community rated in our state (Tennessee). Which means the cost cannot increase due to age after age 82. At 65 you get a 45% discount and the discounts from 65-82 are clearly disclosed in the UHC document...
0
Replies
2
Kudos
18262
Views
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Public Statistics
| Date Registered | 08-30-2010 09:37 PM |
| Last Visited | |
| Total Messages Posted | 29 |
| Total Kudos Received | 7 |