To be fair the inability to change plans without underwriting isn't as a result of the states. Medicare predates HIPPA and is exempted from healthcare portability commercial plans are subject to. So pre existing conditions can and do impact ones abil...

The data is published by Telos actuarial. It's intended for companies like brokers in the insurance industry and the report costs a pretty penny. It's not made freely available to the public. Telos put a lot of work into digging up the data they have...

The discount you get is from UHC not AARP. AARP do not establish or pay discounts, nor do they ask UHC to set discounts at their direction.

The discount does not come from AARP. It is a discount UHC elects to offer when you first sign up. The discount can and often is lost if you move. If you are in your forever home an AARP/UHC medigap plan can be cost effective. If you tend to move an ...

Correct. UHC will offer discounts in order to attract business in certain markets. In states where attained age polices are prevalent a community rated plan is simply not attractive without discounts. In other markets community rated may be just as a...