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The ACE badge is awarded to Online Community members who have been recognized by peers for their high value contributions.

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The Online Community ACE program enables you to be recognized by your peers for consistent, high value contributions to the Community.

Are you ready to become an ACE? Here's how:

  • Upload Your Profile Picture
  • Fill Out the "Tell us about yourself" Section
  • Share Your "Areas of knowledge"
  • Receive 25 Kudos (excluding Politics, Current Events forum) during rolling six month period
  • Be In Good Standing Without Community Violations For At Least 30 Days

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Rule of thumb is HALF of elders will require LTC. The post above says 21% >65 required LTC.  Those folks are divided into 3 groups, ie wealthy enough to cover expense, so poor they immediately qualify for Medicaid so government picks up the cost, lea...
Gorm50 05-08-2021 09:01 AM
1
Reply
2
Kudos
8892
Views
The KEY question is what are you insuring?  Normally, when young one buys term life insurance to appropriate $$$ to be used to support, supplement one's family needs after they're gone.  Some seniors buy small policies, when resources are inadequate,...
Gorm50 05-08-2021 08:44 AM
0
Replies
1
Kudo
1576
Views
As a conservative I felt battered, always on the defense, frequently suspended. Without a doubt it was ruled by liberals and from my perspective even the moderators were biased.  Right out of the gate I was suspended from Reddit and could only reappl...
Gorm50 05-02-2021 10:09 AM
1
Reply
4
Kudos
5041
Views
Tonster, you are one highly detailed, analytical guy!! Great post!!
Gorm50 04-27-2021 07:44 AM
0
Replies
0
Kudos
3907
Views
States vary so in what benefits they extend to seniors, but Fed tax rates are uniformly applied.  Yes, the 12% to which I referred is an attempt by me to manage my tax rate below the next 22% tier.While I have little control NOW as RMDs are mandated ...
Gorm50 04-27-2021 06:34 AM
0
Replies
0
Kudos
3919
Views
Rule of thumb is HALF of elders will require LTC. The post above says 21% >65 required LTC.  Those folks are divided into 3 groups, ie wealthy enough to cover expense, so poor they immediately qualify for Medicaid so government picks up the cost, lea...
Gorm50 05-08-2021 09:01 AM
1
Reply
2
Kudos
8892
Views
The KEY question is what are you insuring?  Normally, when young one buys term life insurance to appropriate $$$ to be used to support, supplement one's family needs after they're gone.  Some seniors buy small policies, when resources are inadequate,...
Gorm50 05-08-2021 08:44 AM
0
Replies
1
Kudo
1576
Views
As a conservative I felt battered, always on the defense, frequently suspended. Without a doubt it was ruled by liberals and from my perspective even the moderators were biased.  Right out of the gate I was suspended from Reddit and could only reappl...
Gorm50 05-02-2021 10:09 AM
1
Reply
4
Kudos
5041
Views
Tonster, you are one highly detailed, analytical guy!! Great post!!
Gorm50 04-27-2021 07:44 AM
0
Replies
0
Kudos
3907
Views
States vary so in what benefits they extend to seniors, but Fed tax rates are uniformly applied.  Yes, the 12% to which I referred is an attempt by me to manage my tax rate below the next 22% tier.While I have little control NOW as RMDs are mandated ...
Gorm50 04-27-2021 06:34 AM
0
Replies
0
Kudos
3919
Views
Rule of thumb is HALF of elders will require LTC. The post above says 21% >65 required LTC.  Those folks are divided into 3 groups, ie wealthy enough to cover expense, so poor they immediately qualify for Medicaid so government picks up the cost, lea...
Gorm50 05-08-2021 09:01 AM
1
Reply
2
Kudos
8892
Views
The KEY question is what are you insuring?  Normally, when young one buys term life insurance to appropriate $$$ to be used to support, supplement one's family needs after they're gone.  Some seniors buy small policies, when resources are inadequate,...
Gorm50 05-08-2021 08:44 AM
0
Replies
1
Kudo
1576
Views
As a conservative I felt battered, always on the defense, frequently suspended. Without a doubt it was ruled by liberals and from my perspective even the moderators were biased.  Right out of the gate I was suspended from Reddit and could only reappl...
Gorm50 05-02-2021 10:09 AM
1
Reply
4
Kudos
5041
Views
Tonster, you are one highly detailed, analytical guy!! Great post!!
Gorm50 04-27-2021 07:44 AM
0
Replies
0
Kudos
3907
Views
States vary so in what benefits they extend to seniors, but Fed tax rates are uniformly applied.  Yes, the 12% to which I referred is an attempt by me to manage my tax rate below the next 22% tier.While I have little control NOW as RMDs are mandated ...
Gorm50 04-27-2021 06:34 AM
0
Replies
0
Kudos
3919
Views
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Date Registered ‎01-16-2012 05:27 PM
Last Visited
Total Messages Posted 4,994
Total Kudos Received 39
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