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 Thanks for the kind words.  Yes, "break-even" analysis is indeed the wrong approach to analyzing the SS lifetime annuity.  Is there some way to contact the moderator other than posting in the thread?  Do the moderators arbitrarily delete posts witho...
HaroldB930596 02-04-2025 10:45 PM
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 What happened to the detailed reply that I posted a few hours ago to this post by Tonster521?
HaroldB930596 02-04-2025 09:19 PM
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 When considering when to take SS benefits it is a fundamental error to apply a break-even analysis, which is appropriate for an investment, since "buying" more SS benefits is an insurance decision, not an investment.  For nearly all US seniors SS be...
HaroldB930596 02-02-2025 08:23 PM
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 Thanks for the additional links which I will search.  This topic came up as I am about to do our annual update our own "death book."  Just by the way since you are in the preparation stage, there are two tools that I have found exceptionally helpful...
HaroldB930596 01-27-2025 07:12 PM
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 Thanks so much.  This is what I was looking for, the links to the Handbook in particular. I am well aware of Larry Kotlikoff having used his software for many years.  In fact, I had a conversation with him a few years ago when I noticed that MaxifiP...
HaroldB930596 01-27-2025 05:23 PM
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 Thanks for the kind words.  Yes, "break-even" analysis is indeed the wrong approach to analyzing the SS lifetime annuity.  Is there some way to contact the moderator other than posting in the thread?  Do the moderators arbitrarily delete posts witho...
HaroldB930596 02-04-2025 10:45 PM
1
Reply
0
Kudos
3336
Views
 What happened to the detailed reply that I posted a few hours ago to this post by Tonster521?
HaroldB930596 02-04-2025 09:19 PM
1
Reply
1
Kudo
3367
Views
 When considering when to take SS benefits it is a fundamental error to apply a break-even analysis, which is appropriate for an investment, since "buying" more SS benefits is an insurance decision, not an investment.  For nearly all US seniors SS be...
HaroldB930596 02-02-2025 08:23 PM
1
Reply
1
Kudo
3509
Views
 Thanks for the additional links which I will search.  This topic came up as I am about to do our annual update our own "death book."  Just by the way since you are in the preparation stage, there are two tools that I have found exceptionally helpful...
HaroldB930596 01-27-2025 07:12 PM
0
Replies
1
Kudo
3751
Views
 Thanks so much.  This is what I was looking for, the links to the Handbook in particular. I am well aware of Larry Kotlikoff having used his software for many years.  In fact, I had a conversation with him a few years ago when I noticed that MaxifiP...
HaroldB930596 01-27-2025 05:23 PM
1
Reply
0
Kudos
3781
Views
 Thanks for the kind words.  Yes, "break-even" analysis is indeed the wrong approach to analyzing the SS lifetime annuity.  Is there some way to contact the moderator other than posting in the thread?  Do the moderators arbitrarily delete posts witho...
HaroldB930596 02-04-2025 10:45 PM
1
Reply
0
Kudos
3336
Views
 What happened to the detailed reply that I posted a few hours ago to this post by Tonster521?
HaroldB930596 02-04-2025 09:19 PM
1
Reply
1
Kudo
3367
Views
 When considering when to take SS benefits it is a fundamental error to apply a break-even analysis, which is appropriate for an investment, since "buying" more SS benefits is an insurance decision, not an investment.  For nearly all US seniors SS be...
HaroldB930596 02-02-2025 08:23 PM
1
Reply
1
Kudo
3509
Views
 Thanks for the additional links which I will search.  This topic came up as I am about to do our annual update our own "death book."  Just by the way since you are in the preparation stage, there are two tools that I have found exceptionally helpful...
HaroldB930596 01-27-2025 07:12 PM
0
Replies
1
Kudo
3751
Views
 Thanks so much.  This is what I was looking for, the links to the Handbook in particular. I am well aware of Larry Kotlikoff having used his software for many years.  In fact, I had a conversation with him a few years ago when I noticed that MaxifiP...
HaroldB930596 01-27-2025 05:23 PM
1
Reply
0
Kudos
3781
Views
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Date Registered ‎01-26-2025 11:21 PM
Last Visited ‎02-09-2025 04:14 AM
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