Thank you, all, for trying to answer my question.  After much googling and researching I found out that @fffred has it right- the Government Offset Provision not only applies to survivor benefits, it also applies to spousal benefits.  Since 2/3 of my...

My husband has a reduced SS benefit due to the WEP.  He filed for SS at full retirement age.  Once I reached my own full retirement age, I filed for spousal benefits which were minimal because they were based on his reduced benefit.  Once I reached 7...