My summer goal is to relax, visit family, enjoy my backyard and begin the decluttering process before heading back to work.  

My summer goal is to relax, enjoy my yard and also begin the decluttering process.  

My best memory of my Mother was the time that I wanted a new dress for the prom.  My mother and grandmother were excellent seamstresses.  We all went downtown and looked at dresses .  I chose the features of several dresses then we went home and they...

One of my suggestions is to let your savings be automatic for certain expenses:  holidays, vacations, emergency.  That way you already have the money put aside when the event rolls around.  My other tip is simply to save your change... It may not sav...

I    I save all year for my vacations, holidays, birthdays, emergency and other events by having automatic deposits taken out of my checking account.  I also garden, participate in book clubs, local retired groups and church activities as a way to sa...