My best memory of my Mother was the time that I wanted a new dress for the prom.  My mother and grandmother were excellent seamstresses.  We all went downtown and looked at dresses .  I chose the features of several dresses then we went home and they...

One of my suggestions is to let your savings be automatic for certain expenses:  holidays, vacations, emergency.  That way you already have the money put aside when the event rolls around.  My other tip is simply to save your change... It may not sav...

I    I save all year for my vacations, holidays, birthdays, emergency and other events by having automatic deposits taken out of my checking account.  I also garden, participate in book clubs, local retired groups and church activities as a way to sa...

The first time I experienced a feeling of the empty nest was when our son Victor went to boarding school at the age of fourteen.  This helped set the stage even though we drove down to spend part of every weekend.  Then our daughter Tamika joined him...

I walk, play my flute quilt and work in my garden to keep my mind and body active.