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Sounds to me like you are in good shape to start collecting. It's nice to have your Medicare part B withheld from the SS check so that makes it easy. If you sell a lot of art then you can bank some of it. Hope you enjoy yourself!
1
Reply
0
Kudos
4167
Views
Yes I agree - Above in this long thread, you said you had worked 47 years and had already experienced your top 35 years of earnings. Your estimate will be made from your top 35 years of actual earnings - some which are in the past and therefore known...
0
Replies
1
Kudo
4311
Views
(In your specific case) SS is not estimating your benefit based on any projected earnings. It is basing its estimate on your top 35 years it already knows about. It's called an estimate because the exact number will be calculated when you file for be...
1
Reply
0
Kudos
4416
Views
If you have established your 35 years of high earnings then that determines the total amount you will receive if you live until your expected age. If you start taking it at age 62 then you get less each month but the same total. If you wait till 70 t...
1
Reply
1
Kudo
4450
Views
I did the same analysis and decided I would need to get about 3% on the banked early SS benefits to break even as compared to taking SS later. Also with my wife's low SS she will get additional spousal amounts to equal half my earnings so that is ano...
0
Replies
0
Kudos
1113
Views
Sounds to me like you are in good shape to start collecting. It's nice to have your Medicare part B withheld from the SS check so that makes it easy. If you sell a lot of art then you can bank some of it. Hope you enjoy yourself!
1
Reply
0
Kudos
4167
Views
Yes I agree - Above in this long thread, you said you had worked 47 years and had already experienced your top 35 years of earnings. Your estimate will be made from your top 35 years of actual earnings - some which are in the past and therefore known...
0
Replies
1
Kudo
4311
Views
(In your specific case) SS is not estimating your benefit based on any projected earnings. It is basing its estimate on your top 35 years it already knows about. It's called an estimate because the exact number will be calculated when you file for be...
1
Reply
0
Kudos
4416
Views
If you have established your 35 years of high earnings then that determines the total amount you will receive if you live until your expected age. If you start taking it at age 62 then you get less each month but the same total. If you wait till 70 t...
1
Reply
1
Kudo
4450
Views
I did the same analysis and decided I would need to get about 3% on the banked early SS benefits to break even as compared to taking SS later. Also with my wife's low SS she will get additional spousal amounts to equal half my earnings so that is ano...
0
Replies
0
Kudos
1113
Views
Sounds to me like you are in good shape to start collecting. It's nice to have your Medicare part B withheld from the SS check so that makes it easy. If you sell a lot of art then you can bank some of it. Hope you enjoy yourself!
1
Reply
0
Kudos
4167
Views
Yes I agree - Above in this long thread, you said you had worked 47 years and had already experienced your top 35 years of earnings. Your estimate will be made from your top 35 years of actual earnings - some which are in the past and therefore known...
0
Replies
1
Kudo
4311
Views
(In your specific case) SS is not estimating your benefit based on any projected earnings. It is basing its estimate on your top 35 years it already knows about. It's called an estimate because the exact number will be calculated when you file for be...
1
Reply
0
Kudos
4416
Views
If you have established your 35 years of high earnings then that determines the total amount you will receive if you live until your expected age. If you start taking it at age 62 then you get less each month but the same total. If you wait till 70 t...
1
Reply
1
Kudo
4450
Views
I did the same analysis and decided I would need to get about 3% on the banked early SS benefits to break even as compared to taking SS later. Also with my wife's low SS she will get additional spousal amounts to equal half my earnings so that is ano...
0
Replies
0
Kudos
1113
Views
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| Date Registered | 04-17-2022 11:20 AM |
| Last Visited | 05-06-2023 03:24 PM |
| Total Messages Posted | 7 |
| Total Kudos Received | 4 |