Hello Cindy, Yes, I am also so sorry that this is happening to you just as it happened to us.  This is what prompted me to put this out on the AARP forum.  The shock of it makes you want it to be a mistake somehow, but unfortunately it is what stands...

Thanks for your response, Rich.  Yes, we're still unhappy about what seems to be double taxation for folks who are just trying to be wise savers.  We have also adjusted our conversions to stay in a tolerable Medicare IRMAA tier, and have touched base...

Well it's been almost a year and a half, and I still am irked by this subject, but I'm glad to see that maybe my first rant was useful to others who might not know that Medicare premiums are affected by Roth conversions.  I still think that it's unfa...

Great minds think alike!  Yes, I agree that moving forward, it looks like we can just keep converting smaller amounts as we approach 72, then continue on converting amounts, but keeping our income within a Medicare premium level that works for us.  A...

Here's an article that I found to be quite useful - just thought I'd pass this on as well. https://www.financialalternatives.com/financial-alternatives-inc/2022/5/8/should-you-consider-a-roth-conversion-in-retirement#:~:text=A%20Roth%20conversion%20m...