Hi @TRL1111 , my local club pilates does not know what the cost would be under silver & fit. They suggested I contact silver & fit. That has proved impossible so far.

 Thanks @GailL1 . The trick is triangulating which of those policies have fitness plans, if so, which plans, and does the plan include club pilates. So far, at least in my area, silver sneakers does not. Silver and fit does, as a premium, but don't k...

 I spent a long time today with a UHC agent, who eventually talked to a manager. Their only suggestion was for me to send a paper letter to UHC. Of course, open enrollment will be over by the time they receive my letter. Useless. I am researching oth...