Intentional spending has been a real game changer for me. I started downsizing a couple of years ago and realized how much I spent on 'mindless' purchases. I have a set amount of 'mad money' that I set aside each month and it forces me to really thi...

Rewards are a great way to earn extra gift cards for travel and entertainment. I buy small gifts to use throughout the year - not just the holidays. Every bit helps!