Thanks!  That's good to know that the SSA offices are so helpful and well-informed.

Thanks for your reply.  But because I was born in 1958, my original application for benefits (Spousal or my own) will be considered "deemed" filing.   Because of my age, and the recent change in the law, I can't file for Spousal and wait until I turn...

Thank you FredSmif! That is extremely interesting and gets right to the jist of my query. I do have a work record and could claim my own benefit (albeit small) if this scenario were to arise. But it sounds like I would have to be on top of the situat...

Thanks for the response. I see that I wasn’t really clear in my original question. I am 61  so my FRA is 66+8 months (for Spousal) and 66+4 months (for Survivor). Neither of us has dependents or is disabled. I will most likely wait until 65 to claim ...

I am 61 and my husband is 70 and already claiming his ss benefit. I was the lower earning spouse so will end up claiming a Spousal benefit. If I were to start claiming a reduced Spousal benefit at 62, and then if my husband were to die a few years la...