Amanda, thank you so much for your extremely helpful reply. This really says it all:  "The ideal for your daughter will be a well-crafted plan where you've set forth your intentions for her to have her needs met and named guardians in place, but that...

I have a different kind of caregiver situation.  I am the caregiver for my adult daughter, who has been disabled since age 15.  She has never worked and is not able to live alone. I'm concerned about setting up a special needs trust or some other kin...