Book excursions early to get the most choices. It also helps you know if you need to bring special clothes or items with you. Pre and Post cruise excursions/days are sometimes available. They are a good way to extend the fun. AARP rewards can be used...

I buy a grocery coupon to save on holiday meals. This year I got the bamboo spoons to use as stocking stuffers (a member’s only reward paid for with points.). And, I get gift cards. I live all the options that AARP has. It’s nice to save on the gift ...