Thankyou for the reply, Tonster.  Although you missed the details in prior segments (the age we are starting benefits is 64, so achieving age 62 is not an issue), the month when age 64 is reached is indeed May, and correct, we want benefits to start ...

Thanks again for that info, Gail1.  Have seen it all, it's all good, all understood. The question is specific to the application constraints, which do not allow requesting a start month more than 5 months in advance.  So, the answer I'm looking for i...

Partisan Congressional budget cuts to SS staff have had a significant impact to processing, similar to IRS.  It will get worse with the new administration's cuts to "big government".

Thanks for that response, as well.But I'm clearly NOT asking the question so that it's understood.We know how benefit amounts change with age; we know they are less before full retirement age.We know the age at which we want to start benefits EARLY, ...

Both of us have accounts.  I'm already receving.  The website has no clear info on my question; the FAQs are clear that if starting bennies at full-retirement age, the first payments is month following.  That's not our question: ours is if one wants ...