No. You're not subsidizing other policies.  Post-2003 policies were priced higher than pre-2003 policies because of the rate stability regulation. Your rate increase was based solely on the claims experience of your policy form in your state. 

It is true that many of the older LTCi policies have had large premium increases.  To protect consumers purchasing policies today, 41 states have passed strict pricing regulations.  Consumers purchasing policies today are protected from the pricing m...

Most of the "bad news" you hear about Genworth is written for investors explaining why they should not invest in Gewnorth bonds or Genworth stock. However, there is a big difference between investing in an insurance company and being a policyholder. ...

The class action lawsuit you mention has nothing to do with Genworth paying claims properly. The class action suit was brought by stockholders who say Genworth did not properly disclose their claims projections.   Genworth pays more claims than any o...