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No. You're not subsidizing other policies.  Post-2003 policies were priced higher than pre-2003 policies because of the rate stability regulation. Your rate increase was based solely on the claims experience of your policy form in your state. 
s59712o 05-08-2017 12:01 PM
0
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0
Kudos
16892
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It is true that many of the older LTCi policies have had large premium increases.  To protect consumers purchasing policies today, 41 states have passed strict pricing regulations.  Consumers purchasing policies today are protected from the pricing m...
s59712o 05-08-2017 09:33 AM
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Most of the "bad news" you hear about Genworth is written for investors explaining why they should not invest in Gewnorth bonds or Genworth stock. However, there is a big difference between investing in an insurance company and being a policyholder. ...
s59712o 04-03-2017 10:42 AM
2
Replies
0
Kudos
16716
Views
The class action lawsuit you mention has nothing to do with Genworth paying claims properly. The class action suit was brought by stockholders who say Genworth did not properly disclose their claims projections.   Genworth pays more claims than any o...
s59712o 04-03-2017 09:32 AM
1
Reply
0
Kudos
15111
Views
No. You're not subsidizing other policies.  Post-2003 policies were priced higher than pre-2003 policies because of the rate stability regulation. Your rate increase was based solely on the claims experience of your policy form in your state. 
s59712o 05-08-2017 12:01 PM
0
Replies
0
Kudos
16892
Views
It is true that many of the older LTCi policies have had large premium increases.  To protect consumers purchasing policies today, 41 states have passed strict pricing regulations.  Consumers purchasing policies today are protected from the pricing m...
s59712o 05-08-2017 09:33 AM
1
Reply
0
Kudos
16952
Views
Most of the "bad news" you hear about Genworth is written for investors explaining why they should not invest in Gewnorth bonds or Genworth stock. However, there is a big difference between investing in an insurance company and being a policyholder. ...
s59712o 04-03-2017 10:42 AM
2
Replies
0
Kudos
16716
Views
The class action lawsuit you mention has nothing to do with Genworth paying claims properly. The class action suit was brought by stockholders who say Genworth did not properly disclose their claims projections.   Genworth pays more claims than any o...
s59712o 04-03-2017 09:32 AM
1
Reply
0
Kudos
15111
Views
No. You're not subsidizing other policies.  Post-2003 policies were priced higher than pre-2003 policies because of the rate stability regulation. Your rate increase was based solely on the claims experience of your policy form in your state. 
s59712o 05-08-2017 12:01 PM
0
Replies
0
Kudos
16892
Views
It is true that many of the older LTCi policies have had large premium increases.  To protect consumers purchasing policies today, 41 states have passed strict pricing regulations.  Consumers purchasing policies today are protected from the pricing m...
s59712o 05-08-2017 09:33 AM
1
Reply
0
Kudos
16952
Views
Most of the "bad news" you hear about Genworth is written for investors explaining why they should not invest in Gewnorth bonds or Genworth stock. However, there is a big difference between investing in an insurance company and being a policyholder. ...
s59712o 04-03-2017 10:42 AM
2
Replies
0
Kudos
16716
Views
The class action lawsuit you mention has nothing to do with Genworth paying claims properly. The class action suit was brought by stockholders who say Genworth did not properly disclose their claims projections.   Genworth pays more claims than any o...
s59712o 04-03-2017 09:32 AM
1
Reply
0
Kudos
15111
Views
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Date Registered ‎10-07-2016 04:31 PM
Last Visited ‎05-09-2017 05:12 PM
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